The annual credit card fee refers to the fee that needs to be paid to the bank during the use of the credit card. Generally, the annual credit card fee starts after the cardholder activates the credit card and is charged annually. The annual fee policy of each bank is different, and the money collected is different. Let's take a look at the annual fee for credit cards.

The annual fees of different banks are slightly different, and the annual fees paid by different card types and different card levels of the same bank are also different. The data shows that the average annual fee of ICBC's gold card and ordinary card is the lowest, and the average annual fee is about 100 yuan; The average annual fee of gold card and Puka card of Shanghai Pudong Development Bank is relatively high, which is about 150 yuan higher than that of ICBC.

Under normal circumstances, the annual fees of ordinary cards and gold cards of major banks range from tens to hundreds of yuan, but even so, many card friends feel that this expenditure is unwarranted panic. In order to attract more cardholders, banks have formulated corresponding annual fee-free policies.