The Everbright Bank Platinum Credit Card is not free of annual fees. The Everbright Bank Platinum Card is a high-end card with an annual fee of about 2,000 yuan. Most platinum cards can use points to offset the corresponding annual fee, for example:

1. You can use 100,000 points to offset the annual fee of RMB 688. If you use the card for a period other than the first year, you can use 200,000 points to offset the annual fee of RMB 1,188.

2. The annual fee of supplementary card is 200,000 yuan, which can be deducted from the annual fee of 688 yuan.