Log in to the Palm Life client - card payment - my reserve fund.

Consumption reserve fund is a consumer credit business that our bank provides for eligible cardholders to repay in installments. After the application is successful, the funds will be transferred to the cardholder's personal card account of the bank's credit card in real time, and priority will be given to offset the RMB arrears under the credit card's personal consumption account (except platinum installment cards and commercial cards). Unused consumption reserves will be offset against new transactions, but cannot be withdrawn through overpayment withdrawal.