How long can I reapply after my credit card is cancelled?
This mainly depends on banks. After all, each bank has different regulations on canceling credit cards before applying. For example, Guangfa Bank stipulates that you can apply for a credit card after three months of cancellation, and China Merchants Bank stipulates that you can apply after six months. It is recommended to apply at least half a year later, and the longer the interval, the better.
As for the best application after 6 months, it will become a new bank account after 6 months of cancellation, and you can enjoy the card opening ceremony as a new account. Secondly, it is more advantageous to successfully apply for a card.
So, will the credit card be issued after cancellation?
Before applying for a credit card after the card is cancelled, the bank still needs to comprehensively evaluate the applicant's conditions before deciding whether to approve the card. Of course, the previous card usage is also one of the reference factors. If the conditions are better now than before, it is relatively easier to approve cards.
However, some people say that banks hold grudges, and it is not easy for you to apply again after the credit card is cancelled. Many card friends have suffered a lot, and they have applied for three years and five years in a row before issuing new cards. Even if you are lucky, the amount will not be higher than before.
It can be seen that whether the credit card can be successfully issued after cancellation is unknown except for the application time limit. Therefore, if everyone simply because the credit card limit is too low, then it is best not to cancel the card. Credit card spending and timely repayment can increase the card amount.