There is no handling fee when using ICBC, China Construction Bank, Bank of Communications and other credit cards to make overflow payments at local banks. Some cards from Agricultural Bank of China and Bank of China also do not need to pay handling fees when making overflow payments at local banks.

Some joint-stock banks charge handling fees, such as China Merchants Bank. The handling fee for domestic RMB cash withdrawals is calculated at 1% of the amount of each cash withdrawal, with a minimum of 10 yuan per transaction and a maximum daily cash withdrawal amount of no more than 2,000 yuan. Customers It can be withdrawn through transfer or cash withdrawal; Ping An Bank charges 0.5% of the cash withdrawal amount, with a minimum of 5 yuan/transaction and a maximum of 50 yuan/transaction.