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How to apply for a credit card on your mobile phone?

You can apply for a credit card on your mobile phone.

1. Apply for a credit card on the mobile webpage:

You can directly log in to the online banking credit card online application page of the bank of your choice with your mobile phone, select the card type to apply for, read the application agreement and important prompts, then select and fill in the relevant information and materials, and finally submit the information. This method is suitable for those who already have a bank they want to apply for and a favorite credit card. Because the choice is single, you can only choose one bank and cannot compare with other banks.

2. Call the bank’s customer service number to apply for a credit card:

After selecting a bank, you can also use your mobile phone to call the bank’s credit card customer service number. Soon, a salesperson will call you to make an appointment, and the salesperson will come to your door to handle it for you. But the waiting time for the salesperson may be a bit long, so you need to be patient.

3. Apply for a credit card on the bank’s official WeChat:

Now, almost everyone can use WeChat to scan the QR code on the official website of the selected bank or “Add "Friends" or search for the bank's credit card official account. After following it, you can follow the prompts in the WeChat dialog box to apply for a credit card, check the progress, open the card, and check the bill. It can be described as a "one-stop" service. After that, you can bind your credit card information on WeChat and check your bill with one click, which is very convenient.

Extended information

To apply for a credit card via mobile phone, you need to meet the general conditions for credit card application:

1. The age when applying for a credit card must be between 18 and 65 years old. Neither too small nor too large will work;

2. When applying for a credit card online via mobile phone, you also need to have a stable career and related income so that you have the ability to pay off the amount;

3. At the same time, you also need to have good credit, which implies the ability to repay. Credit is very important. Generally speaking, good credit can improve your credit value. If the credit card is not repaid on time, If you make a payment, your credit will be significantly reduced;

4. When applying for a credit card, you need to provide a copy of the front and back of your resident ID card, or other valid documents for registration.

5. You can apply by logging into the bank's official website or bank mobile client. However, many banks require you to go to the bank for an interview or to supplement other financial proof after receiving your application.

Reference: Baidu Encyclopedia: Credit Card