There are three ways to cancel:
1. Cancellation by phone: directly call the China Merchants Bank credit card service hotline, transfer to manual customer service, and ask customer service to help cancel. The customer service will verify the identity and confirm that it is correct. .
2. Cancellation of mobile banking: (Take Huawei p30 mobile phone as an example, based on Hongmeng 2.0 operating system) Log in to mobile banking, enter the main menu - "Value-added Services" - "Order Inquiry and Cancellation", find " Use Card Security" service and click "Unsubscribe".
3. Cancellation at an outlet: Bring your valid ID, credit card, and reserved mobile phone to the China Merchants Bank outlet and ask the credit card staff to help you cancel the card security service.
It should be noted that the 5 yuan value-added service will be deducted on the 1st of each month. If the fee has been deducted and then canceled, the service fee collected will not be refunded, but the guaranteed service for this month will still be refunded. It will not take effect until the 1st of next month. If the cancellation is successful, you will receive a text message notification and there will be no further deductions next month.
What is the 5-yuan value-added service of China Merchants Bank’s credit card?
The 5-yuan value-added service of China Merchants Bank’s credit card is a paid value-added protection service of the treasure box product series. In fact, it is a security guarantee for using the card, and the fee is 5 Yuan, automatically renewed on the 1st of each month. After applying for this service, each transaction will receive a text message reminder regardless of the amount. During the validity period, the card can be reported as lost twice per month for free. The bank will compensate for any misappropriation of funds incurred within 72 hours before the loss is reported, with an annual limit of 100,000 yuan.
The difference between value-added service fees:
Ordinary services
Maybe most readers are not very clear about the concept of "service", and more people may think of this The concepts of IT "value-added services" and "general services" are confused. "General services" generally refer to the free services that current brand phone manufacturers provide for product quality assurance on their products during the three-guarantee period, such as replacement of accessories or installation of systems, etc. Because this is the service standard that manufacturers must promise according to regulations during the three-guarantee period. There are also lifetime 24-hour hotline response services provided by some server manufacturers, or lifetime software and hardware free support services. There are also free upgrade services provided by software manufacturers for their software products, and one-year warranty services provided by accessory manufacturers for their products.
We collectively refer to these services as "ordinary services", which means that these services are services that manufacturers promise to provide in accordance with regulations, and they are free and do not charge service fees.
IT value-added services
IT value-added services refer to those professional service companies or independent service agencies of a certain manufacturer. Services for users of products beyond the warranty period are paid, and not only the cost but also a certain amount of service fees are charged. Because at present, most manufacturers mainly provide services for their products during the warranty period. There are few manufacturers that provide services specifically for products outside of warranty. At first, when this market had no climate, it never attracted the attention of investors. As domestic computer users continue to grow exponentially, this market is slowly emerging, but it is not yet large-scale and is still relatively chaotic.