Credit cards are often not used, and the amount will change. Different banks have different risk control measures for bank credit cards, but they all take the macroeconomic environment as an important reference standard. There are roughly four situations to reduce the credit card limit:

First, the bank thinks that credit cards are suspected of cashing out.

Two, long-term overdue or overdue amount is large.

Third, the credit card account is abnormal. This kind of situation is generally stolen brush, and the amount is temporarily reduced with the consent of the cardholder to prevent greater loss of stolen brush.

Four, the credit card is not used for a long time after activation, or the amount and frequency of credit card spending is seriously lower than the credit card limit.