after the credit card is fully repaid, you need to wait until the funds are credited (only applicable after the bill date, before the repayment date, including the repayment date. )
① Make sure that the repayment has been recorded;
② Continue to calculate the new overdraft limit after posting;
③ If the credit card is not recorded, it is considered as non-repayment;
④ it is suggested to call the credit card center after repayment to confirm whether the repayment has been received;
⑤ this way, credit card consumption will enter the bill for next month.
note: if it's not to repay the consumption bill, you can repay it at any time and spend it at any time. Can credit cards be swiped out immediately when they are still in?
Credit cards can be swiped out immediately when they are still in:
Most banks have set a minimum fee, and most banks carry out interest of .5% per day;
a handling fee of 1%-3% of the withdrawal amount will be charged for withdrawing cash by credit card;
the withdrawal amount of the credit card is 5% of the credit line of the credit card.
Handling fee for cash advance in domestic banks:
ICBC has no handling fee in local banks;
1% of the cash withdrawal amount of China Everbright Bank, with the lowest 3 yuan and the highest 2 yuan;
1% of the transaction amount of Agricultural Bank, with the lowest 1 yuan;
1% of the cash withdrawal amount of CCB is the lowest in 1 yuan RMB and the highest in 5 yuan;
there is no handling fee for China Bank's local bank;
1% of cash advanced by China Merchants Bank, with a minimum charge of RMB 1 yuan (the first payment of city series credit cards is free of charge);
bank of communications? 1% of the transaction amount, with a minimum of RMB 5 yuan per transaction (new standard);
2.5% of the transaction amount of Ping An Bank, with a minimum of RMB 25 yuan per transaction;
.5% of the cash withdrawal amount of Minsheng Bank, with a minimum of RMB 1 yuan;
2% of cash advanced by Industrial Bank is charged, and the minimum charge is RMB 2 yuan;
3% of the cash advanced by CITIC Bank is charged, and the minimum charge is RMB 3 yuan;
3% of the cash withdrawal amount of Shanghai Pudong Development Bank, with a minimum of RMB 3 yuan;
2.5% of the cash withdrawal amount of Guangfa Bank; The lowest RMB is 1 yuan. How long can I swipe my credit card after repayment?
You can swipe your credit card at any time when there is an available amount, and the available amount will increase as long as the repayment is received. There are still two days before the final repayment date of the credit card. Can you pay it back immediately?
Yes. As long as you get the repayment, you can brush it out immediately. I have tried it several times. The credit card has been maxed out. Can I swipe it again after I pay back the money?
Hello, yes. In the case of China Merchants Bank, the credit card limit will be restored in real time after repayment. You can continue to use it if the available quota is enough. Available credit line refers to the credit line of your credit card that has not been used. The calculation method is as follows: credit limit-outstanding paid-out amount-accumulated amount used but not accounted for = available credit card is returned on the same day. Can it be swiped out immediately?
in the case of China merchants bank credit card, after the repayment is successful, the available amount will be restored successfully, so you can spend by swiping the card. You can log in to online banking, click "account management" → "account inquiry" to inquire about the credit card limit. The credit card of Bank of Communications was swiped immediately after the repayment, saying that the illegal use of
means that the repayment has not arrived or the information has not been refreshed. Can the credit card be repaid in full on the latest repayment date?
If it is a CMB credit card, the card status is normal, and the credit card can be swiped immediately after repayment, but it cannot be withdrawn immediately. Can I repay my credit card in advance after installment?
Generally, I can.
I hope I can help you. If your problem is solved, please adopt it. Thank you.