Can a credit card application be approved without a return call? Generally, it ends within 7 working days without the instruction of return visit. If you want to do it again, I hope you can go to the bank to help you. Thank you for your adoption.
If there is no call back, the credit card application will be approved. Personal credit will be approved if it is proved to be reliable.
You can't call back.
Will China Merchants Bank's credit card application receive the phone bill? Not necessarily.
Credit card processing of China Merchants Bank does not always provide credit information. The audit process of the credit card audit department will only contact you to provide the relevant home phone number or company phone number when the system needs to be contacted. Anyway, I haven't received any credit contact from China Merchants Bank's credit card.
Provide information. Yes, the company is a big company, so we don't usually contact each other.
How often will there be a phone call after the Bank of Communications credit card application form is submitted? Callback is randomly selected, and not everyone has to call.
If a credit card is approved, it needs to be made into a card. It usually takes about 1-2 working days. After the card is issued, it will be notified by SMS:
1. If it is registered mail, it will be received in about 7- 15 days;
2. If it is sent by EMS, it will take 3 to 4 days for the whole country, 2 days for this province and 7 days for foreign countries (countries that have signed peace treaties with China);
Three, after receiving the notice of bank card newsletter, you can check the delivery progress through the single number in official website Post;
The above is calculated from the time when the bank sent it, excluding the time when the business card was printed.
Will there be a call back after the credit card application is approved? If it is a credit card of China Merchants Bank, the audit department of our bank will conduct audit through various channels and ways when accepting your credit card application. Telephone verification is only one of the processing methods, but it is not a necessary process, so there may be cases where audit results are obtained without contact.
Will the online and offline credit card limits of Bank of Communications be the same? The credit card limit of Bank of Communications is not directly related to online or offline application. The credit card limit is closely related to the relevant information provided by individuals.
Note: Personal data is required for credit card processing.
(1) Original of my ID card
(2) The income and employment certificate issued by the unit shall be stamped with the official seal or financial labor seal.
(3) If there is real estate under the name, bring the original real estate license.
(4) If you have a car under your name, you can bring the original driving license.
(5) Certificate of tax payment (you can get your ID card from the local taxation bureau and print the latest tax payment form 1 year by yourself).
Among them, (1) and (2) are necessary conditions, and (3), (4) and (5) are optional conditions (rich and comprehensive certification materials are helpful to speed up card processing and improve credit limit).
When applying for a credit card, will the recording of the bank's call back be kept? No, the average applicant will almost get off the card when he enters this stage after filling out the application materials. If this pass is not handled properly, the credit card may be rejected. Call back skills Pay attention to the following skills.
1, take photos and keep them. After filling in the application materials, take photos and save them in case you forget to fill in the relevant information when calling back.
It is skillful to answer the fixed telephone. If the fixed telephone number you fill in is a colleague of the company, you can inform your colleague in advance. When the bank pays a return visit, you can tell him that you are not here or call him on his mobile phone, so make preparations in advance.
3, the annual income reply has skills. Sister Ka said before that in order to increase the quota, the annual income column can be filled in a little higher. If the bank calls back, asking for the moon's income doesn't match its annual income. The applicant can reply to the income of other assets except monthly income. The average bank will not ask more questions at this time.
4. When you don't know your information. You can reply that the cell phone signal is not good, or you are in a meeting, and ask the customer service to call back later.
When asked where to mail greeting cards. Be sure to send it to the company address on the information, otherwise it will be easily rejected.
6. When asked some irrelevant questions. For example, people who know the unit can say that there is this person, but he is not particularly familiar with it; Asked why no one answered the company phone, it can be said that colleagues may have something to leave. So just improvise.
I didn't answer the first return call of the credit card application. Is there a follow-up call? If you apply for a CMB credit card, it will not be ruled out in the future. Please keep your cell phone on.