If the customer's CCB credit card fails to repay in full after the due repayment date, interest will be charged from the date when the consumption is recorded, and compound interest will be calculated monthly. If the repayment amount of the customer is less than the minimum repayment amount, a certain proportion of the unpaid part of the minimum repayment amount will be paid as the repayment penalty. If the customer fails to return the minimum repayment amount of the credit card in full and on time, CCB will submit it to the financial information database of the People's Bank of China as required.

Considering the transfer time difference and other reasons, if the repayment funds can be guaranteed to arrive before 16: 00 Beijing time on the third day after the due repayment date, it will still be regarded as normal repayment and there will be no overdue record. In order to avoid the influence of overdue repayment on personal credit, it is suggested that credit card repayment can be arranged in advance.

(In case of business changes, please refer to the actual situation. )