The advantages and disadvantages of this software credit card are as follows:

1. Advantages: As a credit card under Meituan, Meituan Credit Card can enjoy Meituan’s takeaway and hotel preferential activities, as well as Unique credit card preferential activities, such as cash rebates, points redemption, consumption discounts, etc. Meituan Credit Card supports online and offline consumption and can be used at merchants nationwide. Repayment methods are flexible and diverse, and you can choose to repay in one go. You can also choose to repay in installments, which supports interest-free periods.

2. Disadvantages: Since the cooperative banks are mainly local, there are certain restrictions on the areas to apply for, and it is not convenient to handle banking services later.