Of course it's a lie. Hong Kong credit cards can only be handled by local residents of Hong Kong, or workers who go to work in Hong Kong, or college students studying in Hong Kong.

Of course, you can also discuss with local banks in Hong Kong to apply for a local credit card through a pledge agreement, that is, you can apply for a credit card with the corresponding amount by depositing100000 Hong Kong dollars in a local bank, but it should be noted that100000 Hong Kong dollars deposited in this way cannot be taken out, and once your card is taken out, it will be blocked. And it is not so easy to pledge a card in Hong Kong.