Answer: A, B, C, E

ABCE items, credit cards generally have the nature of unsecured and unsecured loans, usually short-term, small-amount, and unspecified credit types. Consumption. Card-issuing banks generally grant cardholders an interest-free period of 20 to 56 days. The credit limit of cardholders is generally within RMB 100,000. Customers generally use revolving credit limits for card purchases. The credit limit can be restored after the customer repays, so that the credit limit can be used by the customer. Cards provide convenience. In addition to credit card consumption and cash advance, the credit card business also has diversified functions such as cash deposit and withdrawal, transfer, payment settlement, collection and payment, general deposit and withdrawal, and online shopping.

Item D. The use of credit cards requires personal credit. Not everyone can use credit cards for consumption.