Current location - Trademark Inquiry Complete Network - Overdue credit card - Why is the ICBC credit card subject to risk control?
Why is the ICBC credit card subject to risk control?

Credit card credit card limits are sometimes reduced due to improper usage by the cardholder, or banks may make sudden adjustments. Depending on the reason for risk control, the elimination time is also different. If the situation is not particularly serious, the risk control will generally be lifted automatically after 1-2 months. If the situation is serious, the risk control may take several years to be eliminated.

If the funds in the user's card are involved in a case, it will take about 6 years for the bank card to be automatically unfrozen due to risk control. If a bank card is subject to risk control due to frequent deposits and withdrawals, abnormal status, etc., the risk control status will generally be lifted after 24 hours.

You should bring your ID card and bank card to ICBC’s risk monitoring department for consultation to find out the reasons, how and when the risk control can be lifted, and only they can give you accurate answers.

: How to cancel risk monitoring

1. Go directly to the nearest branch and consult a teller.

2. Log in to the ICBC app, find the manual customer service in My Customer Service, consult the customer service about the reasons for risk monitoring, and handle the matter according to the handling opinions given by the other party.

3. When ICBC card risk monitoring occurs, call the official phone number of ICBC and consult the manual customer service for solutions. Operating environment: Open the mobile phone Industrial and Commercial Bank of China 6.1.0.9.2 There are many reasons why the bank card is frozen. The reasons for the freezing are different for each user whose bank card is frozen. Card expiration, insufficient credit limit, damage, and card risk control are all reasons for being frozen. The risk control of many banks is relatively strict. Once uncontrollable reasons arise, the card will be blocked or the credit limit will be reduced. So, how long does it take for a bank card to be automatically released from risk control? How long does it take for a bank card to be automatically released from risk control? If the funds in the user's card are involved in a case, it will take about 6 years for the bank card to be automatically released from risk control. If a bank card is subject to risk control due to frequent deposits and withdrawals, abnormal status, etc., the risk control status will generally be lifted after 24 hours.

However, cardholders need to note that if the card is subject to risk control due to overdue reasons, the cardholder will not be automatically unfrozen until the payment is made on time. In the absence of repayment, the cardholder cannot automatically release the risk control.