Yes, these two banks belong to the same bank. In addition, all credit card limits of the same bank are exclusive. After the limit is used up, credit cards of the same bank cannot be used again. The overdraft limit is already exceeded, so it doesn’t make much sense to apply for several more credit cards from the same bank. When choosing a bank, you can choose according to your needs.

Changsha Bank

Changsha Bank was formerly Changsha Commercial Bank established in May 1997. It was renamed Changsha Bank on November 17, 2008. Its head office is located in Changsha and has subsidiaries including Guangzhou Branch, Changde Branch, Xiangtan Branch, Zhuzhou Sub-branch, 31 branches, 73 business outlets, holding and sponsoring 3 rural banks: Xiangxi Changxing Rural Bank, Qiyang Changxing Rural Bank and Yizhang Changxing Rural Bank. At present, the Yongzhou branch is also about to open. As of the end of 2011, the bank's total assets reached 122.72 billion yuan, the deposit balance reached 102.995 billion yuan, the profit reached 1.71 billion yuan, the non-performing ratio was controlled within 0.78, and the capital adequacy ratio reached 12.77.

The comprehensive strength ranks among the top three among peers in Changsha, among the best among more than 140 city commercial banks in the country, and has been awarded the title of China's "Most Growing Small and Medium-sized Bank". It has been rated the highest in the current Chinese banking industry by the China Banking Regulatory Commission for four consecutive years. Grade II row. Changsha Bank ranked 673rd among the world's top 1,000 banks in 2010 selected by the British "Banker" magazine; it was awarded the "2011 Asian Bank Competitiveness Ranking (Small and Medium-sized Banks)" at the 6th "21st Century Asian Financial Annual Conference" "Fifth place; ranked second in the 2010 competitiveness list of national city commercial banks (asset scale 50-100 billion yuan) selected by China's "The Banker" magazine.

Since its establishment, Changsha Bank has always adhered to the market positioning of "serving the local economy, serving small and medium-sized enterprises, and serving the citizens", and is committed to becoming the commercial bank that provides the greatest support for municipal construction and the most considerate services to small and medium-sized enterprises and citizens. bank. It has cumulatively supported more than 100 key government construction projects, more than 8,000 small and medium-sized enterprises, more than 100,000 individual investors and entrepreneurs, and served more than 3 million citizen customers in Changsha and surrounding areas.

At the same time, Changsha Bank is one of the top 500 enterprises in China’s service industry, one of the top 100 enterprises in Hunan Province, and one of the top 20 enterprises in Hunan’s service industry. It is also the only financial institution in the province that has been selected as one of the top 50 taxpayers for three consecutive years. The effect of the headquarters economy has become increasingly prominent, and financial radiation has continued to increase; as a pioneer in the mortgage loans of Zoomlion, Sany, and Sunward Intelligent Construction Machinery, Changsha Bank has effectively promoted the rapid rise of Changsha as the "Capital of Construction Machinery"; joint guarantee loans, The successive launch of innovative products such as Kuaidiandai and transfer payment cards has brought good news to the majority of small and micro enterprises