Handling fees for foreign currency transactions:

1. Consumption abroad through international lines (Visa, MasterCard, JCB, American Express, etc.), such as transaction currency and credit card foreign currency account currency If the currency is the same, a handling fee of 1% of the transaction amount will be charged, and if the currency is different, a handling fee of 1.5% of the transaction amount will be charged. Except for special promotions;

2. No foreign currency transaction fees will be incurred when spending overseas through UnionPay lines;

3. Special card types (Ebates overseas shopping co-branded credit card/full currency Credit card/Uncle JCB Mercury Retrograde Card) foreign currency transactions are free of charge.

Tips to you:

※From January 1, 2019 to December 31, 2020 (both dates inclusive), if the transaction currency is the same as the credit card foreign currency account currency The 1% foreign currency transaction fee is waived.

※American Express brand Minsheng Credit Card is exempt from foreign currency conversion fees for overseas purchases (regardless of whether the consumption currency is consistent with the local currency).