China Merchants Bank is fine. You can resubmit it soon, but you should be clear about the reasons for rejection in case it is not rejected next time, but it is best to resubmit it after this record disappears. The average bank keeps records for three months.

Credit card application is comprehensively evaluated by the system, and there are many reference factors, such as age, job stability, income, personal credit, etc., which are not determined by unilateral factors. Everyone's situation will be different, and it is difficult to compare with each other. Maybe your original application materials failed to fully show your real situation, which led to the failure of your application. If your work or financial information changes in the future, you can reapply for this information after 3 months. I hope you can get a card next time!