1. One way is to withdraw money directly from the UnionPay deposit and withdrawal machine. In this case, only half of the credit amount can be withdrawn. For example, if the credit limit is 5,, the maximum withdrawal amount can only be 25,;

2. Another common way to withdraw cash is to brush it out on the POS machine. In the way of virtual message, merchants charge a small part of the service fee.

Note: If the cardholder fails to repay the loan on time, he must bear the overdue repayment interest higher than the overdraft interest, which may cause a bad credit record. If he borrows money from the bank in the future, he will have problems and even bear the legal risk of personal credit loss.