How to prevent the credit card from being stolen? Mastering these things is no longer afraid of being stolen.
The stolen credit card is also a common topic in major news websites. More and more people are concerned about how to prevent the credit card from being stolen. Today, I will introduce some tips to you.
1. Keep in mind that credit card CVV2 code
There are two forms of credit card payment: over-card payment and offline payment. Offline payment can be traded even without a password. For example, Ctrip. com only needs to provide the credit card, the validity period of the credit card, the cvv2 verification code of the credit card and the cardholder's ID number to purchase air tickets by credit card.
remember the CVV2 code of the credit card, and then cover it with a sticker to eliminate the hidden danger of stolen brush from the source.
Second, always pay attention to the credit card when swiping the card
When swiping with a credit card, we should always keep our eyes on the credit card to prevent the cashier from using it secretly. When you finish swiping the card, you should ask the merchant to return the credit card in time.
3. Don't lend your credit card to others easily
Maybe the other person has a good relationship with you, and he won't steal your credit card, but that doesn't mean that he will protect your credit card with all his heart when swiping it. To prevent accidents, try not to lend your credit card to others.
Fourth, report the loss of the credit card in time
The above are some tips for preventing the credit card from being stolen. Everyone must protect their credit cards and prevent the money from being damaged. Introduction:
You can handle all credit cards quickly and safely!
How to prevent the credit card from being stolen and swiped? Just pay attention to these points.
When you use your credit card everyday, you will always hear about the situation of the credit card being stolen and swiped, which brings great losses to the cardholder. So how to prevent credit cards from being stolen? Do you pay attention to it at ordinary times? Here's a detailed introduction to you, so that you can pay more attention to your daily use of credit cards.
to prevent the credit card from being stolen, the transaction password of the credit card must be protected first, and it must not be leaked. Generally, it is best to use your hand to cover the password when using the credit card for transaction. At the same time, it is best to change the transaction password of the credit card at certain intervals, which can effectively reduce the risk of being stolen.
To prevent the credit card from being stolen, it is also necessary to avoid the disclosure of information on the card surface, such as the expiration date and credit card security code. Knowing the above three information, the credit card can be used directly abroad, and the transaction can be completed without entering the transaction password. This is also the reason why credit cards are easily stolen abroad.
in order to prevent the credit card from being stolen, users can scrape off the security code behind the credit card or cover it with opaque tape when using the credit card in daily life. It should also be noted that it is necessary to call the police in time after the credit card is stolen, and recover your losses through the police. Generally, it is difficult to recover when the amount of stolen credit is small.
In order to prevent the credit card from being stolen, users must choose a formal way when applying for a credit card, which can effectively avoid the disclosure of personal information. Generally, when applying for a credit card, you can go directly to the regular bank window, or you can go through the bank official website. It usually takes about 3 days to apply for a credit card.
in order to avoid the credit card being stolen, users should pay attention to whether the POS machines used by merchants are regular or not when using credit cards, and avoid spending credit cards on irregular POS machines. Then there is the use of credit cards as far as possible, and avoid lending them to others. Nothing is good, if there is a problem, it will not be worth the loss.
How to prevent credit card from being swiped
It is not uncommon for credit cards to be swiped, so how much do you know about how to prevent credit card from being swiped? Next, let's learn how to prevent credit card theft.
how to prevent credit card from being stolen?
First, you should try not to let the card leave your sight when spending, and protect the information such as credit card, verification code and ID number.
Second, when making credit card transactions without face-to-face, pay attention to the number of times the cashier swipes the card;
Third, it's best to keep consumption records when shopping. Once you find any unknown expenses, you can find out and deal with them in time to avoid greater losses.
The end of the year is the peak period of credit card spending, and it is also the "active period" when credit cards are stolen. Li Jun believes that cardholders should try to open SMS notification service so as to keep abreast of the fund changes in their credit card accounts.
once the credit card is found abnormal, the cardholder can contact the bank at the first time to confirm whether the card has been stolen. You can pay attention to the bank's WeChat or subscribe to the bank's short message packages such as "balance change" and "consumption reminder".
Types of credit cards:
(1) Bank cards can be divided into credit cards and debit cards according to whether they have the function of consumer credit (overdraft).
(2) Credit cards are divided into debit cards and quasi-credit cards according to whether or not the reserve fund is deposited with the issuing bank.
credit card: refers to a credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay within the consumer credit line without making a deposit before receiving and using the card. As long as the cardholder can pay interest and repay the loan in installments according to the regulations of the bank, he can use the consumer credit provided by the bank in a revolving way.
quasi-credit card: refers to a credit card in which the cardholder must pay a certain amount of reserve fund according to the requirements of the issuing bank, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank. At present, all kinds of credit cards issued by our bank allow certain goodwill overdraft, which belongs to quasi-credit card.
debit card: according to different functions, it can be divided into transfer card, savings card and zodiac card. Debit cards do not have overdraft function, but are real-time debited and credited, and have the functions of transfer settlement, cash deposit and withdrawal and consumption.
(3) According to the users, it can be divided into personal cards and corporate cards.
Personal cards are issued to individuals. All citizens with full capacity for civil conduct can apply for a personal card.
Corporate cards are issued to enterprises, government agencies, military units, organizations, schools and other legal organizations. These legal organizations can apply for corporate cards and assume credit card responsibilities in the name of their units.
(4) According to the credit rating, it is divided into gold card and ordinary card.
How to prevent credit card from being stolen? Pay attention to these points.
Credit cards can be widely used by everyone at ordinary times, but in the process of using credit cards, many people's credit cards have been stolen. So how to prevent credit cards from being stolen? What aspects should we pay attention to in peacetime? Here are some ways for you to take precautions.
Credit cards must avoid the disclosure of transaction passwords when shopping with credit cards, and they can be blocked by hand when entering passwords, which can effectively reduce the risk of stolen swipes. There is also the frequent change of transaction passwords, which can also ensure the safety of credit cards.
When shopping with a credit card, you should also avoid revealing the information on the card surface, because the credit card can also be stolen directly through the information on the card surface, and you only need to know the expiration date and security code. However, this method of stealing a credit card generally occurs overseas, and it is hard to find it after being stolen. In fact, the security code of a credit card can be directly erased.
when handling credit cards, users should choose the formal way, and credit cards handled in the formal way can also prevent theft. When applying for a credit card, the applicant needs to go to the regular bank window. Select the payment method with credit card password. However, it can also be handled through the Bank of official website.
Also, try to use your credit card for yourself and avoid lending it to others for many times. Nothing is good, if there is a problem, it will not be worth the loss. If you need to lend money to others, please go to the ATM to withdraw it yourself. It should be noted that the withdrawal of credit cards requires fees and interest, and the cost is relatively high.
Finally, when using credit cards to spend money online, cardholders should have the most basic ability to identify regular websites, not to be confused by phishing websites, and not to log in to their bank cards, the last three digits, the expiration date and personal information at random at websites where they don't shop frequently. Users can choose to call the police after the credit card is stolen, but they need to report the loss in time after it is stolen.
that's enough for the introduction of credit card theft prevention.