Adjustment of credit card limit of Ping An Bank
1. Ping An Bank temporarily adjusts the credit line.
When using Ping An Bank's credit card, if it is found that the approved credit limit is not enough and it is necessary to increase the credit card limit, you can apply for a temporary increase in the credit card limit. The increased temporary credit card limit will automatically restore the original limit after the validity period.
Tips:
After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit. The over-limit handling fee is charged at 5% of the over-limit part, and there is no maximum and minimum charging limit (temporarily not charged).
2. Ping An Bank's long-term credit line adjustment.
Cardholders can submit the latest financial income certificate to any branch of Ping An Bank for application. Ping An Bank will review their past credit card use history and repayment records, and adjust the cardholder's credit card limit after approval.