Visa provides its financial institution customers with a rich credit card product platform, which can meet various payment needs from new credit card customers to high-end consumers, as well as large institutions. Visa's credit card platform also provides value-added services such as personalized point reward system, emergency replacement card, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization rate.
Visa also provides a wide range of prepaid card products, so that financial institutions can provide consumers with prepaid card products that can be recharged. Visa prepaid card solution is a safer and more convenient choice than cash and checks for consumers who have not yet opened an account in the bank. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit products. Prepaid products better meet the needs of global travelers, and provide them with the unique convenience and security of electronic payment, eliminating the trouble caused by cash and checks.