Chinese Merchants Bank Credit Card Cash Withdrawal Fees in Thailand: Using CMB Credit Card to withdraw cash requires handling fees and interest. The charge standards for cash withdrawals with CMB credit cards are as follows: 1) The handling fee for domestic RMB cash withdrawals is calculated as 1% of the cash advance amount. What is the minimum charge per transaction? 10 yuan; 2) The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash withdrawals is calculated as 3% of the cash advance amount. What is the minimum charge per transaction? 30 yuan or $3 US dollars, of which the minimum overseas transaction of CMB AE Platinum and Black Gold is $5; 3) CMB credit card cash withdrawals do not enjoy the interest-free period, and interest will be charged at a daily interest rate of 5/10,000 from the day of withdrawal to the date of settlement, calculated on a monthly basis Compound interest. To sum up, it is not cost-effective to use CMB credit cards to withdraw cash in Thailand (overseas). Cardholders can use debit cards to withdraw cash. If the debit card supports China UnionPay, China Merchants Bank’s foreign exchange procedures will be charged. fee, as well as the ATM cash withdrawal fee of China Merchants Bank; the latter is about 100 baht per transaction in Thailand, which is a handling fee of 20 yuan. (Exchange rate between Thai baht and RMB: 1 Thai baht = RMB; 1 RMB = Thai baht)