The current balance is the deposit balance of the card. The current balance of ICBC credit card refers to the available credit cards of credit card holders. That is, the credit limit of your credit card has not been used up.
The available line is the credit line. Refers to the overdraft limit that your card can use. After you pay in installments, you need to pay in monthly installments. The installment amount, that is, this part of your credit line, is included in your credit line. When you repay part of each installment, you will gradually restore part of your credit line before you can continue to spend. All credit lines can be used after all installment repayments.
Extended data:
The difference between the two
The biggest difference is that the current balance is the amount of current bill repayment, and the available balance is the amount that can be used.
When the current balance is "0", it means that your credit card limit is not overdrawn. When the available balance is "9000", it means that this card still has this limit for overdraft or consumption. Case: Suppose your credit line is "9000" and you overdraw 1000, then your current balance is "-8000" and your available balance is "8000".
Calculation method of credit card available limit: available limit = credit limit approved by the bank-unpaid bill debt-unrecorded but occurred transaction amount-other related interests and expenses.
Unpaid recorded amount refers to the amount of credit card transactions that have been booked but not returned; Cumulative used unrecorded amount refers to the amount of credit card transactions that have occurred but have not been accounted for; Other related interests and expenses refer to interest such as cash withdrawal or installment payment.