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What other functions does a credit card have besides overdraft?
Hello, credit cards have the following two functions besides overdraft function:

1, overdraft credit function. The cardholder can withdraw and pay the overdraft within the limit allowed by the issuing bank, and charge overdraft interest at the same time.

2. Collection and payment functions. Cardholders can provide services such as paying wages, collecting telephone charges and surfing the Internet for specific units that have signed contracts with banks through Jitong.

It is precisely because of these functions that credit cards have a high status in people's lives. You can continue to consult me if you have any questions! ! !