Ordinary debit cards are prefabricated in large quantities, and customers can get the cards immediately when they apply. The VIP debit card is made in the background, with the customer's name printed on it, in order to reflect the meaning of the VIP card. Credit cards are printed with names, one is for safety, the other is to apply first and then make them in the background for easy identification. Debit cards are savings cards and credit cards are commonly known as credit cards. When you enter a bank, people usually give you a savings card, because most banks have a special card center responsible for credit card approval, credit card production and issuance, which is also the responsibility of the credit card center. Savings card is a kind of financial transaction card issued by the bank to provide financial services for depositors, which belongs to a kind of debit card. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines. The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.