Current location - Trademark Inquiry Complete Network - Overdue credit card - What are the precautions for the official loss reporting of BOC credit cards?
What are the precautions for the official loss reporting of BOC credit cards?
Matters needing attention in the official loss reporting of China Bank's credit card:

1. The credit card is officially reported lost, and the 40 yuan loss reporting fee is charged.

2. It is generated according to the card product and directly deducted from the original credit card account after the loss reporting operation takes effect. Please pay attention to the bill.

Once the official report of loss is successful, it cannot be revoked. The risk before loss reporting shall be borne by oneself, and the risk after loss reporting shall be borne by Bank of China.

4. After the credit card is officially reported lost, the old card will be invalid and cannot be used, and the new card number, validity period and security verification code will be changed. You need to activate the new card to use it. If you have handled personal online banking or other withholding business (Alipay/WeChat, etc. ) need to re-associate in the early stage.

5. If your credit card is an IC card, the balance in the electronic cash account can't be reported and the lost amount can't be recovered after it is officially reported.

6. After the credit card is officially reported lost, it will not affect your deposits, refunds and other transactions. Please pay the bill normally.

7. After the credit card is officially reported lost, if there is a virtual card or equipment card under its name, it will be automatically cancelled.

8. Because some conventional deduction transactions are not in check card or account status, it is necessary to carry out cyclic withholding (such as continuous transactions such as Amazon membership fee/operator deduction fee). You can't stop deducting fees after you officially report the loss. It is recommended that you negotiate with the merchant to cancel and terminate the regular deduction contract.

(Answer time: 65438+February 65438+February 2023)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.