As long as the host is over 18 years old and has a stable job income, he can apply. Personally I don't think it's difficult.

There are two ways to apply, one is online application and the other is application at an outlet

Online application is relatively simple and does not require additional proof of financial resources. The bank will Focus on referring to the nature of the landlord's employer, social security, provident fund, personal tax, personal credit, etc., which can be checked online. If these are not paid much or have not been paid, this method is not recommended.

Network Apply, this is the traditional method of applying for a credit card. When applying, you must bring proof of work income (work permit from the unit, employment certificate, salary card statement (preferably more than 3 months), tax bills for the past 3 months, social security insurance, provident fund Just wait (not all of these are required, just have them). If you can attach some proof of financial resources, such as real estate, cars, and time deposit certificates from China Construction Bank, then it will be very helpful to apply for the card. (When proof of work income cannot be fully provided, it is best to have proof of financial resources)

The entire approval time for his credit card takes about 20-25 working days, which is about a month, the poster You can check the approval progress of your card through the "Application Progress Query" on the homepage of his credit card.