There may be many reasons why the Jintong Card cannot be replaced with a new card when it expires in 2022. The following are several possible reasons:

1. Service suspension: According to relevant public information, Jintong Card is a UnionPay credit card jointly issued by the Tianjin Branch of the Industrial and Commercial Bank of China and the Tianjin Public Security and Transportation Bureau. The card has Financial lending function and transportation function. Starting from November 1, 2022, the Tianjin Branch of the Industrial and Commercial Bank of China and the Tianjin Public Security and Transportation Administration have suspended the cooperation project, so all Jintong cards will not be replaced when they expire.

2. Abnormal status of Jintong Card: If the status of Jintong Card is abnormal, such as payment arrears or other disputes, it may not be possible to replace the card with a new one.

3. Bad personal credit record: If the cardholder has a bad personal credit record, such as late repayment or other irregularities, it may result in the inability to replace the card with a new one.

4. Other reasons: In addition, there are some other reasons that may prevent the replacement of a new card, such as card damage, card issuer service restrictions, etc.

If you are unable to replace your Jintong card, it is recommended that you first find out the specific reasons through relevant channels, such as contacting the card issuer or relevant service hotline for consultation. At the same time, you can also take appropriate measures to solve the problem according to the specific situation, such as solving the problem of arrears, improving your personal credit record, etc.