Postal savings bank has many customers and has always been liked by many people. Many people will choose postal savings credit card as one of their choices when handling credit cards. Of course, when handling credit cards, people are most concerned about the credit card quota. Then, what is the credit card limit of postal savings? How to inquire about the quota?

What is the credit card limit of postal savings?

First of all, Puka

Postal savings credit cards are between 2000 and 5000 RMB. According to most netizens, their general credit card limit is around 3000 to 1 000 RMB.

Second, the gold card

The gold card amount of the Postal Savings Credit Card is below 654.38+10,000 yuan. According to most netizens, when handling a gold card, the amount approved by the bank is mostly around 1 10,000 yuan to 50,000 yuan.

Third, platinum card.

The amount of Platinum Card of Postal Savings Credit Card ranges from 654.38+10,000 yuan to 1 million yuan.

In fact, these are only a rough range of credit cards for postal savings, and the specific amount should be determined according to the applicant's various aspects.

Inquiry method of credit card limit of postal savings

I. Internet Inquiry

You can bring your ID card and credit card to the business outlets of the Postal Savings Bank for inquiry.

Second, online banking inquiry

You can log in to the online bank of Postal Savings Bank, click on the "Credit Card" page, select "Credit Card Management" and click "Account Information" to view the limit.

Third, customer service telephone inquiry

You can call the customer service hotline of Postal Savings Bank at 95580 or 400-889-5580 and enter relevant information according to the voice prompts.

The above is a summary of the relevant information about the credit card limit of postal savings and how to inquire about the limit. The quota of the Postal Savings Bank is OK. If you want to get a high quota, please prepare more assets and financial proof materials when applying.

How to check the credit card balance of Postal Savings Bank?

Postal savings bank credit card balance inquiry method is as follows:

First, customer service telephone inquiry

1. When applying, you can use the mobile phone or home phone reserved by the bank to call the 24-hour credit card customer service hotline of China Postal Savings Bank at 4008895580;

2. After the call is connected, select "three-line adjustment and arrears inquiry" according to the voice prompt;

3. Then select "2- Arrears Inquiry" according to the prompt to inquire about the credit card balance.

Second, online banking inquiry

1. You need to log in to the personal online bank of China Postal Savings Bank first;

2. After successfully logging in, select "Credit Card"-"My Account".

3. After selecting "Account Inquiry", select the card to be inquired to inquire about the credit card balance.

Note: The main card of the credit card can query the account details and current bill information of the credit card, while the secondary card can only query the account details.

Third, mobile banking inquiry

1. You need to download and log in to the mobile banking client of China Postal Savings Bank;

2. Select "Credit Card" to enter the credit card service page;

3. The "credit card" functions provided by mobile banking of Postal Savings Bank include account inquiry, statement inquiry, credit card repayment, credit card installment application and credit card integral inquiry. You only need to click "Account Inquiry" to inquire about the credit card balance.

Fourth, the network query

The balance of electronic cash and the latest details of 10 electronic cash transactions can be inquired through the business outlets of Postal Savings Bank.

Five, self-service machines (ATM, ATM) query. Through self-service machines (ATM machines, deposit and withdrawal machines), you can query the balance of electronic cash and the latest details of 10 electronic cash transactions.

Six, POS machine query

By querying transactions through POS machines, you can query the balance of electronic cash and the latest details of 10 electronic cash transactions.

Data expansion:

Credit card limit refers to the maximum overdraft limit of credit cards issued by banks to credit card holders. Different credit card levels have different limits, including:

1, and the general credit card limit is around 3000- 10000;

2. The gold card amount of the credit card is about10000-50000;

3. Credit card platinum card amount is more than 50,000, and so on.

What is the postal credit card limit?

Postal credit card limit is as follows:

1, the credit card Capka limit of China Postal Savings Bank is 2,000 to 50,000.

2 China Postal Savings Bank credit card gold card limit is below 654.38+ 10,000.

3. The amount of platinum card of China Postal Savings Bank's credit card ranges from 6,543,800+to 1 million, which requires financial proof, such as large deposit certificate, real estate license, vehicle driving license, enterprise business license and so on.

Generally, the credit card limit of the Postal Savings Bank is 3000 to 1 000 yuan, and the gold card limit is 1 000 to 50000 yuan (according to different bank regulations). The credit card fixed limit applied by the customer is comprehensively evaluated according to the information submitted by the customer, and the final audit result shall prevail.

The credit card limit of Postal Savings Bank is given by the bank after comprehensive evaluation according to the information filled in by the applicant when applying for a credit card and the relevant supporting documents provided. The exact amount depends on the qualifications of the applicant. The credit cards of the Postal Savings Bank are divided into ordinary cards, gold cards and platinum cards. The bank does not specify the upper and lower limits of a certain type of card.

What factors will affect your maximum amount:

1, the most important thing is work, which shows your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.

2. Next is the location. The higher the position, the higher the income, the stronger the solvency and the higher the quality.

3. Credit history, your previous credit card repayment and loan repayment.

4. Education level.

5. Assets, real estate, vehicles, deposits, etc. Will get extra points.

Generally speaking, the number of users who apply for a card for the first time is generally not high, unless the financial resources submitted prove to be very "strong".

Inquiry method of credit card limit of postal savings

First, you can bring your ID card and credit card to the business outlets of the Postal Savings Bank for inquiry.

Second, online banking inquiry You can log in to the online banking of Postal Savings Bank, click the "Credit Card" page, select "Credit Card Management" and click "Account Information" to inquire about the credit limit.

Third, customer service telephone inquiry You can call the customer service hotline of Postal Savings Bank at 95580 or 400-889-5580, and enter relevant information according to the voice prompts for inquiry.

Operating environment: iPhone1114.7 Postal Bank Online Banking: v7.0.2.

How to inquire about the limit of postal credit card?

Enquiries about the credit card limit of the Postal Savings Bank can be made through personal online banking, telephone banking, mobile banking and WeChat official account:

1. Inquire through personal online banking of Postal Savings Bank: log in to Postal Savings Online Banking, click "Credit Card-My Credit Card-Account Inquiry" in turn, and then follow the prompts on the page to inquire.

2. Telephone inquiry: Call the credit card customer service hotline of Postal Savings Bank, and then follow the voice prompts to inquire about the quota;

Where can I check the balance of postal credit cards?

You can query in the following three ways.

1. Mobile banking inquiry: After users open the mobile banking of Postal Savings Bank, they will bind their personal bank cards in the mobile banking, and then when they log in to the mobile banking, the account balance of the bank cards will be directly displayed on the family account.

2. Telephone banking inquiry: Call the official customer service phone of Postal Savings Bank, enter the telephone banking service system, and press the prompt button to inquire the bank card balance.

3. Inquiry of business outlets: You can bring your bank card and ID card to the business outlets of Postal Savings Bank, or you can choose to inquire through ATM self-service machines. There are many ways to check the balance of postal savings bank cards, such as bank counters, ATM machines, online banking, telephone banking and so on. For example, you need to enter a password through the bank counter, and you can also check the recent transaction details to know where your money has been spent.

When inquiring through ATM, it is generally necessary to pay attention to whether ATM is abnormal. If it is not normal, it is best not to inquire and avoid using ATM at night. Online inquiry should pay attention to the security of the network environment to prevent password leakage. In fact, if you pay attention to the change of bank card balance, you can open the SMS service of Postal Savings Bank, and you can grasp the account dynamics in the first time. No matter deposit and withdrawal, transfer and remittance, credit card consumption or investment and wealth management, as long as the account funds change, you can know in time, usually through the bank counter when opening an account.

Don't change your mobile phone number after opening SMS service. If you must change it, you should go to the bank to change your mobile phone number in time, so as to avoid not receiving SMS prompts and ensure the security of your account. However, the short message service needs to pay a certain monthly fee. If you have a lot of contacts, I suggest you open it. After all, it is necessary to keep an eye on account changes.

ATM machine inquiry. ATM machine; See if there are any ATM machines of China Postal Savings Bank Card or other banks near you. Insert the postal savings bank card and enter the password to check the balance of the postal savings bank.

Telephone inquiry. With the help of telephone banking of China Postal Savings Bank, dial the 24-hour customer service telephone number of China Postal Savings Bank: 95580, and select the corresponding operation to check the bank card balance according to the voice prompt. 3. Query outlets. Observe the outlets of China Postal Savings Bank or other banks nearby, and ask the counter staff to help check the balance of China Postal Savings Bank card.

There is no minimum balance for postal savings bank cards. According to the Announcement on Exempting the Debit Card Annual Fee of China Postal Savings Bank, the only account opened in China Postal Savings Bank (excluding credit card and VIP account) is exempted from the annual fee and account management fee (including small account management fee, the same below). For customers who open multiple accounts in our bank, according to the customer's application, the annual fee and account management fee are exempted for one account (excluding credit card and VIP account) designated by them.

This concludes the introduction of how to check the credit card limit and how the Postal Savings Bank can check the credit card limit. I wonder if you have found the information you need?