There are several ways to open a credit card. The first way is that I take my ID card and credit card to the business outlet of the credit card issuing bank, apply to the counter staff for opening the credit card, and then fill in the application form according to the guidance of the staff, and set all the passwords, so that it can be opened in real time. The second is to call the customer service hotline on the back of the credit card. After dialing, enter the card number and telephone banking inquiry password according to the intelligent voice prompt, and then set the card password according to the prompt. After the setting is successful, it can be opened; Another way is to log in to official website, the issuing bank, and enter the reserved phone number and other verification information on the credit card account opening page according to the page prompts. After the authentication is passed, the credit card can be successfully opened.

Skills of handling credit cards

1. Fill in the application information: the applicant must carefully fill in the personal ID number, occupation, education, annual income, working years and other information in the application interface;

2. Maintain good credit: Before applying for a credit card, you must first look at your personal credit history. If the credit is tainted, it is recommended to wait for a while before applying;

3. Take the face-to-face interview seriously: apply for a credit card online. After the first trial is passed, the bank will inform the applicant to come to the bank outlet for face-to-face interview. During the interview, the applicant must dress neatly and answer the staff's questions clearly. It is not allowed to conceal or fabricate personal information.

Pay attention to the credit card problem

1. After using your credit card, you must remember to repay it on time. Once overdue, not only will there be bad credit records, but banks will also charge overdue penalty interest;

2. Don't swipe your card too often, because credit cards are used frequently and the interval between swipes is short, which is easy to be controlled by banks;

3. When using credit cards, be diversified and not confined to one place. You can swipe your card in hotels, restaurants, shopping malls and other places. If you spend money in one place all the time, banks will feel that cardholders have no spending power and reduce credit cards.

4. When the credit card password is incorrect or the correct password cannot be used, check the book balance in the credit card as soon as possible;

5. Develop the habit of reconciliation on a regular basis. If there is any problem with the transaction of the statement, contact the issuing bank in time.

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