1. Timely repayment: Pay off the overdue money as soon as possible to avoid generating more late fees and interest.
2. Contact the bank: get in touch with the customer service of Agricultural Bank of China, explain the situation, and try to extend the repayment period or negotiate installment payment as much as possible.
3. Understand the penalty interest and late payment fee: Learn the relevant penalty interest and late payment fee standards for overdue repayment of credit cards of Agricultural Bank of China in detail, so as to know the expenses to be borne and make reasonable adjustments during repayment.
conclusion: regarding the overdue repayment of ABC's credit card, the most important thing is to repay it in time and communicate with the bank. It is an effective way to solve this problem to understand the relevant cost standards, which can help decision-making.
Extended information: According to the credit card law of China, banks have the right to charge penalty interest and late payment fees to users who have overdue repayment. Different banks may have different calculation methods for penalty interest and late payment fees, so it is suggested to get in touch with ABC customer service to understand the specific situation. Timely repayment and communication with banks are the main methods to deal with overdue repayment.
supplementary information: suppose that if the user fails to repay the credit card of ABC for four days, the overdue amount is 1 yuan RMB, and the bank charges 1% of the overdue fee and corresponding interest for the overdue fee and penalty interest.