Is the CCB Credit Card Barbie Card good?
It’s pretty good. The Barbie Card is carefully designed using special craftsmanship and equipped with Barbie’s exclusive rights and all-round life services such as travel, shopping, and entertainment. When you purchase air tickets or pay travel expenses (including air tickets) with your card, you can enjoy aviation accident insurance up to RMB 5 million for standard platinum cards and up to RMB 1 million for gold cards. Compensation for overseas fraud within the credit card limit 48 hours (inclusive) before the card is officially reported as lost is guaranteed, with a maximum of 20,000 yuan for platinum cards and 10,000 yuan for gold cards.
Which CCB credit card is better will be known after a comparison
In the past few days, card friends have been asking about applying for a CCB credit card, but they don’t know which one is better. But what to do? Regarding which CCB credit card is better, today we have collected several popular cards for comparison.
Which CCB credit card is better? You will know through the comparison below.
1. The most suitable credit card for overseas travel - CCB Zhiyin Dragon Card
1. Basic card information The annual fee is 160 yuan per year, the annual fee is waived in the first year, and it is waived after 3 purchases. Annual fee; Earn 1 point for every RMB 1 spent, 7 points for every U.S. dollar spent, and the points are permanently valid; the maximum cash withdrawal ratio is 30%, and the cash withdrawal fee is the minimum domestic charge of 2 yuan for the cash withdrawal amount; the interest-free period is 20- 50 days.
2. Card Features: China Construction Bank Zhiyin Dragon Card enjoys super value mileage redemption. The points accumulated by swiping Zhiyin Long Card can be automatically redeemed regularly every month according to the super discount ratio of 12:1 for platinum cards to 15:1 for gold cards. become Air China miles;
China Construction Bank Zhiyin Long Card comes with high-value insurance. When you use Zhiyin Long Card to purchase air tickets, you can get aviation accident insurance of 5 million yuan for platinum cards and 1 million yuan for gold cards; domestic flights on Air China are delayed for more than 4 hours. , you can get air delay insurance and baggage delay insurance, providing cardholders with complete travel protection.
2. The most suitable credit card for eating, drinking and having fun - CCB Barbie Beauty Credit Card
1. Basic card information Annual fee, regular card 80 yuan per year, gold card 160 yuan per year, in the first year No annual fee, and no annual fee for the next year after spending 3 times; every RMB 1 spent will earn 1 point, and every USD 1 spent will earn 7 points, and the points are permanently valid; the maximum cash withdrawal ratio is 30%, and the cash withdrawal fee is the lowest of the cash withdrawal amount The domestic fee is 2 yuan; the interest-free period is 20-50 days.
2. Card Features The China Construction Bank Barbie Beauty Credit Card enjoys double points on Saturdays. Customers can earn double points for fashion purchases (department stores, beauty, catering, fitness, and cinema consumption) every Saturday; China Construction Bank Barbie Beauty Credit Card Complimentary high-value insurance. Use the Barbie Beauty Card to purchase air tickets in full and receive high-value aviation accident insurance (RMB 500,000 for regular cards, RMB 1 million for gold cards, and RMB 5 million for platinum cards).
3. The most suitable credit card for overseas purchases - CCB Long Card Global Payment Credit Card
1. Basic card information Gold card, main card 160 yuan/card, supplementary card 80 yuan/card , a total of 3 card purchases and cash withdrawals (no limit to the amount) in each card-holding year will be waived for that year; 1 point will be earned for every RMB 1 spent, and 7 points will be earned for every US dollar spent. The points are permanently valid; the maximum cash withdrawal ratio is 30 %, the cash withdrawal fee is the minimum domestic fee of 2 yuan for the cash withdrawal amount; the interest-free period is 20-50 days.
As for which CCB credit card is better, this is the comparison today. In the credit card section, just click
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What is the limit of CCB Barbie Credit Card 60th Anniversary Edition? The influencing factors are as follows
Many female friends have a special liking for Barbie dolls. As soon as they saw that China Construction Bank had released the Barbie Credit Card 60th Anniversary Edition, and there was a chance to get a Barbie travel cosmetic bag when applying for the card, they ran away immediately. I want to apply, but I don’t know what credit limit I can apply for. Let’s discuss the credit limit of the 60th Anniversary Edition of the Barbie Credit Card.
What is the limit of CCB Barbie Credit Card 60th Anniversary Edition?
The 60th Anniversary Edition of China Construction Bank Barbie Credit Card is a collector's edition product to commemorate the 60th anniversary of Barbie's birth. It only has one level of standard platinum card.
In terms of credit limit, the CCB Platinum Card limit is generally more than 50,000 yuan, but the final limit still depends on the applicant's credit conditions. If the applicant's credit conditions are not very good, even if he applies for a platinum card, the approved credit limit will be less than 50,000 yuan.
Usually when banks approve credit cards, they will conduct a comprehensive assessment with reference to all aspects of the applicant's credit conditions, and then give a score and determine the credit limit based on the score. The higher the score, the higher the credit limit, and vice versa. It is easy to encounter low limits.
It should be noted that the CCB Barbie Credit Card 60th Anniversary Edition is not so easy to apply for as a platinum card. In addition to meeting the basic card application conditions, you also need to have a higher income. It is best to provide If you provide additional proof of financial resources, have business dealings with CCB, and are CCB VIP customers or financial management customers, the success rate of card approval will be higher.
Summary: The limit of CCB Barbie Credit Card 60th Anniversary Edition is determined by the bank based on the applicant’s comprehensive qualification score. However, as a platinum card, the application threshold for CCB Barbie Credit Card 60th Anniversary Edition is relatively high. If you feel that you are not qualified enough , you can apply for other versions of CCB Babi Credit Card.
Is it difficult to apply for the CCB Barbie Beauty Credit Card?
The CCB Barbie Beauty Credit Card has similar levels to the Platinum Card.
Same as applying for a regular card, even if you apply online, you still have to go to the counter to submit relevant income certificate information. If you have a CCB credit card before, fill in the latest personal information and existing ones on the Barbie application. If If not, you need to provide income certificate, tax certificate and other materials that can prove your ability to repay.
There is no essential difference between the CCB student credit card issued by the school and the Barbie card, but Barbie will look better and it will be more convenient to adjust the limit.
CCB’s most worthy credit cards
CCB’s most worthy credit cards are:
1. CCB Long Card Global Payment Credit Card
It The biggest feature is that you can accumulate double points when spending in foreign currencies abroad, and you can also receive aviation accident insurance of up to 5 million yuan, and you can enjoy VIP service discounts at airports around the world. The annual fee for its main card is 160 yuan/year, but if you spend more than three times a year, the annual fee can be waived. Veterans with overseas consumption needs can apply for this card
2. CCB Barbie Beauty Credit Card
It is a card issued for fashionable women and young customers who have dreams, confidence and wisdom. They can enjoy Barbie’s exclusive benefits, exclusive discounts on hot purchases, and global special offers. Comprehensive air travel protection and other rights. The annual fee for its gold card is 80 yuan, and the annual fee for the regular card is 160 yuan. The annual fee is waived in the year you apply for the card, and the annual fee is also waived for the year when you swipe the card more than three times a year. You can get double points when you spend in department stores, beauty salons, restaurants, fitness and movie theaters on Saturdays. If you like to spend money, you can apply for this product.
3. CCB Dragon Card Family Beloved Credit Card
It is an exclusive credit card product issued by China Construction Bank for family customers. It can meet the all-round needs of cardholders and family members. Its unique feature is that the same account has a limit of * **Exclusive, split card use, unified repayment, all **enjoyed, points to realize your dream. The annual fee for its UnionPay main card is 580 yuan/year and the supplementary card is 300 yuan/year. However, before December 30, 2020, you can enjoy the annual fee-free activity for two supplementary cards for each main card. VISA moderator attached The card is free of annual fees during the validity period of the card
4. CCB JOY Student Edition
It is an exclusive credit card product issued by CCB for young people under the age of 35. To enjoy the different consumption needs of young customers, you can enjoy a minimum repayment amount of 5%, which effectively relieves the financial pressure of young customers. There are also related rights and interests such as hot purchase discounts and comprehensive travel protection. College students who are in their first semester or above You can also apply
5. CCB Vipshop Dragon Card
Vipshop Dragon Card is a credit card jointly issued by CCB and Guangzhou Vipshop Information Technology Co., Ltd. It not only has the features of Dragon Card Credit Card Basic consumption, payment functions and rights, and at the same time, you can also enjoy Vipshop’s special discounts and rights such as 10% off the entire store and a 2% direct discount, points exchange for gifts, etc. This product is more suitable for people who often consume at Vipshop. Those who need it can apply
Extended information:
If the China Construction Bank credit card needs to be activated, as long as it is not the first time for the customer to go online After receiving the card, directly select the credit card activation menu in the online banking/mobile banking client to handle card opening and password setting.
Alternatively, customers can call China Construction Bank’s service hotline at 95533 or 400-820-0588 for self-service activation through voice service; press “0” to connect to the manual service channel and apply for activation from customer service personnel. Customer service staff will help open a card as long as they verify the customer's identity information.
Of course, if it is the first time for a customer to apply for a China Construction Bank credit card online, they generally have to go to an outlet to activate it, and cannot activate it by themselves. After all, there has been no business dealings before, so China Construction Bank requires customers to go to the branch in person to confirm their identity.
Everyone needs to note that if you are not applying for a card that charges a hard annual fee, you don’t have to rush to activate it. You can just activate it when you need to use it. Of course, if you are applying for a card that charges a hard annual fee, it is better to activate it as soon as possible so that you can repay the annual fee in time to avoid it being overdue.
Building a credit card limit increase:
1. Spend more with your card. It is best to maintain more than 20 stable purchases every month, mainly small purchases, but you can also Make a few large purchases appropriately.
2. China Construction Bank likes overseas consumption, so those who have the ability can use CCB credit cards when spending overseas.
3. Repay on time and maintain a good repayment record. Be sure not to have overdue bad records.
4. When your personal financial assets increase, you can also submit new asset and financial certificate materials to the bank, and then apply to the bank for an increase.
5. Apply for installments appropriately. You can choose to make a few more purchases during the holidays, and then apply for installments after the holidays. However, the installment should not be too long, 3 or 6 installments is enough, and the amount of the installment should not be too large.
6. You can apply for a temporary quota first to use it.
3-day grace period for CCB credit card:
The 3-day grace period for CCB credit card starts from the repayment date and is the third day after the due repayment date. Repayment within the grace period is deemed to be a timely repayment by the user. For example, if the user's payment is delayed due to the repayment method, and the payment is not successful on the repayment date, as long as the repayment funds are received before 7:00 a.m. on the third day after the repayment date, the user will be considered normal. Repayment.
If the repayment funds have not arrived before 7 a.m. on the third day of the grace period, the user will be deemed to be overdue. If the funds arrive later, it will also be considered an overdue repayment.
This is the end of the introduction about CCB Barbie Credit Card and CCB Barbie Platinum Card. Did you find the information you need?