Platforms that use credit card loans can try these 5 platforms if you have a credit card!
Nowadays, many people have credit cards. Many people will withdraw cash directly from their credit card when they need money urgently. In fact, withdrawing cash directly from your credit card is very expensive. For those who have credit cards and need money urgently, you can consider a credit card loan platform. Today I will introduce to you 5 platforms that use credit card loans.
1. JD Finance
JD Gold Bar is a pure credit loan product of JD Finance, which allows everyone to withdraw cash directly. In fact, JD Gold Bar is an upgraded version of JD Baitiao, allowing everyone to have more money.
The loan limit is relatively large, up to 200,000 yuan. You can borrow money by binding your bank card or credit card. The better your credit, the greater the credit limit.
2. Bank of Communications Angel Loan
Bank of Communications is a consumer loan product for young people aged 24-35. The maximum loan amount is 300,000 yuan, but most qualified applicants generally You can only apply for about 30,000 yuan. The monthly rate of Angel Loan supports consumer loan installments of 6, 12, and 24 installments.
3. China Merchants Union Consumer Finance is a formal platform approved by the China Banking Regulatory Commission, and its Haofi Dai has always been popular among borrowers. The review speed is very fast. According to the official statement, it is 7×24 hours. Most people can know the review results on the same day, and it will not exceed 3 working days at most. If you encounter any abnormalities, you can contact customer service.
4. Anyihua
Anyihua is a product of Ma Ma Consumer Finance Company that can be used for recurring loans. The loan limit is between 1,000-50,000, which can meet daily borrowing needs. Application conditions: 18-55 years old; Internet credit score of 620 or above; stable occupation; Mainland Chinese residents; stable income; good credit record.
What are the APPs for credit card borrowing?
Simple and reliable borrowing platforms. The borrowing platforms that are easier to pass are:
(1) Zhaolianhaoqi Loans: Credit products under China Merchants Union Financial can be applied for online and reviewed online. As long as the user has good credit and a certain repayment ability, it is easier to apply.
(2) Anyihua: The application threshold for Anyihua is not high. As long as you meet the basic loan conditions, it is relatively easy to pass.
(3) Jiebei: As long as you have the application entrance and quota, you can basically ensure the success of your payment.
(4) Weilidai: You need to check your credit before applying for a loan amount. Users with good credit have a higher approval rate.
(5) 360 IOU: A pure credit loan product, you can apply if you meet the age and credit requirements.
I myself had business turnover needs before and used several products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), which has a quota of exactly 10W (the platform supports up to 20W). , the interest rate is also very low (annualized minimum is 7.2%), which is still relatively low. All were proposed and divided into 12 issues.
Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.
Du Xiaoman-You have money to spend (batch in seconds), click to measure the amount online
Du Xiaoman-You have money to spend, pay special attention to:
1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.
2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60%.
After 3 periods, you can choose to settle it in advance. The interest will be paid as long as it lasts, and there will be no loss to us. We must first make sure to pay it forward.
1. The conditions for bank loans that should be noted are:
(1) The applicant is over 18 years old and has full capacity for civil conduct;
(2) The applicant has good credit;
(3) The applicant has a legal and valid marriage certificate, divorce certificate, and single certificate;
(4) The applicant has a legal and valid household registration certificate or valid residence certificate;
(5) Have good repayment willingness and the ability to repay the principal and interest of the loan on time and in full.
2. Loan risks
(1) The agreed interest rate is seriously inconsistent with the actual interest rate. Because you have signed the contract before the loan, but after the loan, you find that the actual interest rate is much higher than the agreed interest rate.
(2) If the company that handles mortgage loans goes bankrupt, neither the deposit nor the real estate certificate can be recovered, nor can the mortgage registration be cancelled, making it impossible to buy or sell real estate or get a loan.
(3) The agreed interest rate is very low, but there are many other fees (such as margin, handling fees, etc.).
(4) Find a private person to apply for a loan. The money has been paid off after maturity, but the lender does not cooperate with the cancellation of mortgage registration or requires additional fees.
(5) There are many unscrupulous companies who are not interested in interest, but want your house.
3. Private real estate mortgage loans are now handled by many lending institutions due to their so-called low risks and high profits. When there are too many institutions, the market becomes chaotic, with various problems emerging one after another and many of their own schemes. Does that mean private loans are not suitable for loans? No, after all, not everyone in need of funds can get a loan from a bank. Private loan companies have still solved the problem of many companies and individuals in urgent need of money.
Here are the popular loan platforms where credit cards are available
Using credit cards to pay can solve the problems in the daily lives of cardholders. Many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit. So, what kind of loans can you get with a credit card?
1. Huanbei
Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.
2. Hengyidai
Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.
3. Baoyin Consumer Finance
Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.
4. China Merchants Bank E-loan
Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.
The above are all loans that can be borrowed by credit cards. Card friends can apply for them.
What kind of loan can I apply for if I have a credit card? You can apply for these five loan APPs
For some borrowers who are in urgent need of funds but don’t know which loan product to choose, banks are always the first choice. For bank loans, the application threshold is relatively high for most borrowers, unless they are credit card users. What kind of loan can I apply for if I have a credit card? You can apply for these five loan apps!
What kind of loan can I apply for if I have a credit card?
1. Netjet Loan
Netjet Loan is a low-interest credit loan issued by the Agricultural Bank of China to high-quality customers. You can apply for it online and the system will automatically approve the loan. The maximum loan limit is 200,000. Customers with an installment period of more than 12 installments can enjoy the lowest loan interest rate. However, the regulations in each region are slightly different, and borrowers need to carefully review the loan agreement before applying.
2. BOC e-Loan
The maximum loan limit of BOC e-Loan can reach about 300,000 yuan. However, each applicant’s borrowing amount is subject to the bank’s comprehensive assessment. Bank of China will conduct a comprehensive assessment based on the applicant's credit, income, employment, and whether there is fixed property. If the applicant passes the assessment, the credit line will be obtained. In addition, the Bank of China e-Loan quota is valid for 12 months.
3. Borrow for your use
The borrowing limit for the Borrow for your use APP is between RMB 2 million and RMB 200,000, with the lowest daily interest rate. You can borrow money with your Sesame Credit score. The borrower’s Sesame Credit score is RMB 500. The minimum loan amount can be RMB 10,000.
4. Rong e-borrowing
Rong e-borrowing is a borrowing platform provided by the Industrial and Commercial Bank of China to borrowers who meet certain conditions. It is purely online consumption and does not require the borrower to provide any collateral. or guarantee. Rong e Borrowing calculates interest on a daily basis and can be repaid at any time. The maximum loan amount that can be provided to users is 200,000 yuan.
5. Anxinhua
Users apply for a loan at Anxinhua, with a maximum loan limit of 50,000 yuan and a loan period of up to 3 months. Anxinhua's personal qualification requirements for users are not very high. The lowest daily interest rate is . To apply for an Xinhua loan, users need to be at least 22 years old.
The above is the sharing of relevant content about "What loans can I apply for if I have a credit card?" I hope it can help everyone!
Online loan platforms where you can borrow money with a credit card: these are very easy to borrow!
For those who have cards, if you hold a credit card, you can get more preferential benefits, enjoy various food, drink and entertainment benefits, and you can also use it for emergencies when you are short of money. So what credit card loan platforms are there? Today I will take stock of several products that you can apply for with a credit card.
1. CMB E Loan
Application conditions: You need to have a CMB credit card that is in normal use and has no bad repayment record.
You can flexibly choose the repayment method, in which interest will be charged at a daily rate of 0.5% at any time; if you repay in installments, you will need to bear a monthly fee not higher than the monthly rate.
2. Pudong Development Bank Universal Gold
Application conditions: Hold the Shanghai Pudong Development Bank main credit card, use it normally, and have no bad records.
The loan amount ranges from 1,000 yuan to 300,000 yuan, and the loan period can be selected from 1 to 99 days. Interest is calculated on a daily basis starting from the application date. The standard daily interest rate is days. Each application is repaid. There is a one-time handling fee of 10 yuan.
3. Bank of Communications Angel Loan
Application conditions: As long as you have good credit conditions, you can apply regardless of whether you have a Bank of Communications credit card or not.
The monthly rate of angel loan is the annual actual interest rate and the installment principal and installment handling fee are charged monthly. The minimum monthly installment handling fee for a loan of 10,000 yuan is 35 yuan.
4. Industrial Bank Suixin Loan
Industrial Bank’s credit card short-term cash loan product does not require any collateral and is reviewed quickly. It is relatively easy to apply for Xixin Loan, especially credit card holders with good credit are more likely to be approved. The repayment of Xixin Loan is relatively free, and you can repay monthly or in advance.