The Bank of China credit card approval is completed, how to check the limit

After the Bank of China credit card is successfully approved, it will be mailed to your mailing address registered with Bank of China by express delivery. The mailing time will be approximately 3- In about 5 working days, after receiving the card, you can check the card limit through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, and customer service hotline.

The above content is for your reference, please refer to actual business regulations.

These 5 ways can be used to successfully check the credit limit after applying for a credit card

Credit card credit limit is the most concerned issue for card friends after applying for a credit card. How much overdraft credit does the bank grant me? right? If you successfully apply for a credit card and check your credit limit, you can find out through the following channels.

What is the limit for applying for a credit card for the first time? You can check it on the official bank credit card website. The bank's official website has an entrance to "query the limit". Generally, you only need to enter the cardholder's ID number, and the credit card limit will be directly displayed after verifying the identity.

2. SMS query

Use the SMS content provided by the bank and use the mobile phone number you left when applying for a credit card and send the corresponding SMS to receive the credit card limit information. For example: To inquire about the credit limit of China Construction Bank, the cardholder only needs to edit "the last four digits of CCED#" on their mobile phone and send it to 95533. Note that some banks do not currently provide the function of checking the credit limit via SMS.

3. Telephone Inquiry

To check the credit limit successfully after applying for a credit card, just call the bank customer service number and ask the customer service staff directly. Of course, the premise is to verify the cardholder's identity information.

4. WeChat public account query

WeChat is the most popular social tool at the moment, and banks have also opened official public accounts to provide various business services. Cardholders can receive the results of the limit inquiry by following the official account and sending the content requested by the bank.

5. Inquiry at bank outlets

After successfully applying for a credit card and checking the limit, the cardholder can also go directly to the bank counter or ATM machine to check.

If you successfully apply for a credit card and check the credit limit, any of the above five methods are available. If you are not in a hurry to know the credit card limit, you can also wait for the credit card bill to come out. You will know the credit card limit when you check the bill.

How to check the credit limit after your Everbright Bank credit card has been approved?

Your Everbright Bank Sunshine Credit Card has been approved. There are several ways to check the credit limit of your credit card:

1 , log in to online banking, register for online banking by yourself, then log in again to personal online banking to check the credit limit;

2. Call the customer service number and transfer to manual service to check the credit limit;

3 . Go to the bank counter and ask the salesperson to help you check;

4. Go to the ATM machine to check the credit limit.

Note: Inquiries about the credit card limit of some banks require the credit card to be obtained before the inquiry can be made.

Extended information:

Type

Credit limits include general credit limits and credit limits for specific customers.

1. The overall credit limit refers to the total scale of credit sales determined based on its own situation and external environment, and is used to guide and control daily credit sales decisions.

2． The specific credit limit refers to the maximum limit stipulated by the enterprise that customers can purchase goods on credit within a certain period of time.

The credit limit represents the tolerable risk of credit sales and bad debts that the company bears to its customers. If the credit limit is too low, it will affect the company's sales scale and increase transaction frequency and transaction costs; if the credit limit is too high, it will increase the company's collection costs and bad debt risks.

The scope of credit limit (credit limit) includes (export aspect): credit line, letter of credit (export) mortgage loan limit (commonly known as packaged loan), export bill bill line, export collection bill bill, etc.

In terms of credit line, the credit line needs to be guaranteed, and the guarantee can be provided by other companies, or it can also be mortgaged by real estate, etc. The amount of the credit line is generally 50% of the company's net assets, or 10 times the company's capital, or 30% of the company's annual import and export volume. The term is one year and can be recycled within the term.