It has become the habit of many people to swipe their credit cards. However, the Sichuan police recently cracked a huge telecom network fraud case, and the criminal gang used "handling high-value credit cards" as bait. More than 6, people in more than 3 provinces, municipalities and autonomous regions were defrauded, involving more than 8 million yuan.

According to the report materials, a victim in Baotou City, Inner Mongolia was defrauded of more than 8, yuan in two months. The cost was less than 4 or 5 POS machines in 1 yuan, but none of the large credit cards he really wanted were obtained.

police investigation found that in a high-end office building in the center of Chengdu, Sichuan, more than 1 fraud suspects phoned customers all over the country by pretending to be staff members of China UnionPay, falsely claiming that they could handle a large credit card of 5, to 3, yuan as long as they handled the POS machine in their company, and then cashed it out by swiping the card. According to the size of the credit card limit, a handling fee or deposit ranging from several hundred to several thousand yuan is charged. In fact, credit cards simply can't be done.

how do fraudsters commit fraud by falsely claiming that the deposit they receive can be refunded and then blacking out

? At each operator's station, there are both fraud statements and new employee training examination papers. The police have released the recording of their fraud. If you receive such a call, you should be careful.

fraudster: hello, this is unionpay POS business center. I'm sorry to disturb you. I brought you a POS machine with credit card, instant loan, and mobile bluetooth. I can also handle a large credit card for you for free. Would you like to know about it now?

victim: what's the rate?

fraudsters: .65 is the handling fee of the credit card, and .55 is the one to get the card, which will be capped in 25 yuan.

victim: which bank are you from?

fraudster: We are not a bank, but a POS department of China UnionPay Business Center.

victim: please add me to wechat.

Ms. Wu, the victim, added the cheater's WeChat because she needed working capital for her business. The other party said that she could get two 16, credit cards, as long as a POS machine was set as a deposit, and the money would be returned to her after 3 months.

as required, Ms. Wu paid a deposit of 1,18 yuan, sent photos of her ID card and personal data, and then paid a deposit of 2,36 yuan for a credit card. After three days, the courier sent her a small POS machine, but the credit card was not sent.

when Ms. Wu asked, the other party sent a small video saying that the business card was being made. At the same time, it was said that two POS machines were needed to get two credit cards, and Ms. Wu was asked to transfer another 2,36 yuan. In a few days, she received a small POS machine, but the credit card still didn't come. She repeatedly urged the other party in WeChat, and the other party later blacked her out directly.

lied to help the victim pack the application materials

The police said that anyone with certain financial knowledge knows that a bank would never do it casually without such a large credit card and a very high asset guarantee. But why did more than 6, people suffer? It turns out that most of the fraud targets are people who need a lot of money in the short term, such as losing money in business, or eager to pay back the money with money. Because these people who are in urgent need of cash often do not have the assets to apply for large credit cards.

Fraud gangs also verbally promised to package personal data and forge property certificates, vehicle certificates and deposit certificates for victims. In order to gain the trust of the victims, fraudsters often post pictures of China UnionPay Building, work permits printed with UnionPay business, and a large number of small videos of so-called credit cards in the WeChat circle of friends.

Graduates are caught in a quagmire of fraud for high salaries

After grasping the basic criminal facts of criminal gangs, the police made a decisive attack and arrested the fraud gangs while they were "at work". At present, 64 suspects of the gang have been taken compulsory measures, 49 of whom have been arrested.

The police found that among the suspects involved in fraud, many of them turned out to be college graduates who just graduated and entered the society. It turns out that fraud gangs not only package themselves as technology companies and work in high-end office buildings in the central city, but also train and test new employees through fraud, and motivate employees with so-called "performance", claiming that they can get 1, to 2, yuan a month if they do well. The high salary finally attracted college graduates who were not deeply involved in the world.

The police remind newly graduated college students that they must keep their eyes open when applying for a job, have a basic view of right and wrong, and don't fall into the mire of crime for the so-called high salary.

The formal channels for handling credit cards are as follows:

First, the parties directly go to the counter of the bank's business outlets;

2. Apply for it through the bank's self-service in official website;

Third, banks sometimes take the initiative to go to some enterprises and institutions, but the identity of the handlers must be bank staff.

The police reminded that those who claim to be able to handle credit cards, especially large-value credit cards, by collecting personal information of citizens through telephone, SMS or Internet channels are illegal and irregular. Everyone must be vigilant and avoid being deceived!

It's impossible for a pie to fall from the sky. Even if it hits you, it's a trick of a liar. Don't think about getting something for nothing all day, or you will be cheated because you are greedy for petty gains, and it is useless to regret it.