If credit card theft is suspected of constituting a crime, the Procuratorate, the state’s public authority, is responsible for examination and prosecution, and the criminal case shall be under the jurisdiction of the people’s court at the place where the crime was committed. 1. If it is more appropriate for the case to be tried by the People's Court at the place of residence of the defendant, the case may be under the jurisdiction of the People's Court at the place of residence of the defendant. 2. The trial of criminal cases does not affect the victim’s request for civil compensation. The "Regulations of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Disputes" clearly states that if a user's bank card is stolen and proves that he or she is not responsible, he or she may seek compensation from the bank. If a lawsuit is filed against a bank, it will generally be under the jurisdiction of the people's court where the infringement occurred and where the defendant is domiciled. 3. Fraudulent fraud is an illegal act in which criminals use high-tech means to copy other people's bank cards, credit cards and passwords, withdraw cash for their own use, and cause property losses to the other party.