You can't pay it back slowly, and don't think about the bank losing money. Nowadays, credit cards are becoming more and more popular, which leads many people to become card slaves. Interesting comment He once became a slave when he just graduated from college. When you spend with a credit card, you feel that you are not spending your own money. When you pay back the money, you will feel very painful. Especially if there are multiple credit cards, more credit cards will go back and forth with each other, resulting in a growing gap. First of all, the credit card owes 200,000 yuan, and it can't be paid for the time being. It doesn't mean that it can't be paid forever. Negotiate a reliable repayment plan with the bank; Secondly, ask for help from relatives and friends around you; Finally, it is difficult to pay off the money owed to the bank, and the consequences are very serious.

First, negotiate a relatively reliable repayment plan with the bank. If you owe 0.2 million/200 thousand credit cards, it must not be one credit card, but multiple credit cards. After the credit card is overdue, the first step of the bank is to arrange the customer service telephone collection of the credit card center. Interesting comments think that when the bank collects money, it is best to negotiate with the bank and explain your situation. I owe 200,000 credit card lines to a number of banks, but I can't pay them back at once. I can pay them back in installments.

For example, you can't take out 0.2 million/200 thousand at a time, can you pay it back in five years? If you pay 200 thousand at a time, it will be 40 thousand in five years and one year. Can't you get it out? Interesting critics don't know what the subject is engaged in, but even moving bricks on the construction site can earn 200-300 yuan a day, and earning 40,000 a year is not a problem. So, don't think about losing money from the bank, you must use your own efforts to return this credit card.

Second, ask friends and relatives around you for help to solve urgent needs. If the bank is pushing too hard, can you borrow some money from relatives and friends to fill the gap in the bank credit card first? Generally speaking, the minimum repayment amount of a credit card is 10%. Therefore, you only need to borrow 20,000 yuan to tide over the current difficulties. After solving the minimum repayment amount of credit card first, find a serious job quickly and pay back the money slowly according to the minimum repayment amount every month.

Even if you find a job and have 4,000 yuan, leave 1000 to eat and drink, and the remaining 3,000 yuan will be paid back to the credit card, which will be 36,000 yuan a year, and the credit card will be paid back in seven years. People's consumption ability should be determined according to their income ability, not as they please.

Third, don't think about losing your bank credit card. Some people may be lucky enough to think that they can rely on this 200,000 credit card limit. In fact, there are many ways for banks to make you unable to move. For example, how can you survive in this credit society when the bank uploads your record of dishonesty to the bank? For another example, the bank can even sue you in court. So, it's not that you can't pay back the money, but that you don't want to pay back the money! But the consequences of not paying back the money are very serious, please think twice!

Welcome to the discussion. Do you think you can still pay off the 200,000 credit card owed to the bank?