The owner's card belongs to a kind of credit card, and the difference between them is as follows:

1, the annual fee charging policy is different: the annual fee of the owner's card is 200 yuan in the first year, and the annual fee will be generated immediately after the card is activated. In the first year, the owner's credit card consumption is over 30 thousand yuan, which can be exempted from the annual fee of the following year; 300 yuan ordinary credit card gold card annual fee is ordinary credit card 100 yuan, and the annual fee for the following year is reduced by swiping the card for 6 times.

2. The services provided by banks are different: the owner card mainly provides convenience and protection for the owner and the cardholder, while the ordinary credit card emphasizes the life accident protection of the cardholder.