After credit card installment payment, the corresponding amount is temporarily frozen, the first installment is repaid, and the first installment is unfrozen. The remaining amount can be used freely, and the installment amount can be used after the installment is thawed.

The monthly repayment amount needs to be determined according to the installment amount and the number of installments, so the monthly repayment amount can be calculated according to the following formula: installment fee = total amount of a single installment × installment fee rate of corresponding installments.

Credit card fee deduction method: monthly installment.

Credit card installment application method:

(1), directly call the 24-hour customer service telephone: call the bank customer service hotline to transfer the bill installment and single installment business, which will be handled by professionals;

(2) Log in to the bank credit card online banking application;

(3) Log in to the main page of WeChat Credit Card and apply according to the prompts.

Credit card application time: within the time interval from the current billing date to three working days before the due repayment date.

Credit card application amount: no more than 90% of the outstanding amount of consumer transactions that have been accounted for in RMB.