China Construction Bank Dragon Card e-Payment Card (MasterCard) What is the main purpose of this credit card?

It is used for online payment.

Mobile Internet technology represented by smart phones and smart terminals has had a subtle and irreversible impact on personal consumption behavior. A new pattern of credit consumption is also taking shape, and the credit card industry has also ushered in unprecedented changes. opportunities and challenges. China Construction Bank pays attention to the functional linkage of "Internet, credit cards, and smartphones" and seizes the development opportunities of mobile finance. Recently, it has joined hands with the three major card organizations ***, UnionPay, VISA, and MasterCard, in the "Internet+" era The Dragon Card e-payment card was launched at the right time, realizing positive interaction between online and offline payments and opening up a new era of convenient, safe and efficient cardless payment. Does China Construction Bank's Long Card e-payment credit card have a chip?

"China Construction Bank launches the first truly online credit card in the field of Internet + innovation - Dragon Card e-payment card, and joins hands with the three major card organizations ***, UnionPay, VISA and MasterCard, Provide customers with a high-quality online payment experience and open a new era of convenient, safe and efficient card-less payment.

Different from physical credit cards, Longka e-payment card is CCB’s first online credit card, which can be used in real time. Apply online; after the customer successfully applies, they can obtain the card number, validity period, security code and other information through SMS verification, and then perform a secure connection in mobile banking or personal online banking to start a new online payment journey. "

This is the introduction to the e-payment card on the CCB credit card website, so this card is basically a virtual card. There is no physical card, and of course there will be no chip. Does the China Construction Bank Dragon Card e-payment card have the same limit as a credit card?

I have inquired about the CCB Dragon Card e-payment card. It is a virtual card. It is still under testing and has not been officially released! Can’t apply yet? However, credit card limits under the same person's name are all exclusive, and this card is certainly no exception. Can China Construction Bank Credit Card Dragon Card e-Payment Card be used to transfer money?

This function is not available yet

This card is a virtual card. You can conduct online transactions with the card number, validity period, password and other information, or you can also use it with HCE Dragon Card Cloud Quick Pass, Dragon Card Apple Pay, Samsung Pay and other mobile payment tools are combined to conduct offline POS transactions through Cloud Quick Pass. How to withdraw cash from China Construction Bank Credit Card Dragon Card e-payment card (UnionPay)

It can be combined with mobile payment tools such as HCE Dragon Card Cloud Quick Pass, Dragon Card Apple Pay, Samsung Pay and other mobile payment tools to withdraw cash at ATMs that support mobile payment cash withdrawals.

In addition, you can apply for cash installment with CCB credit card. You can apply through CCB online banking, Shanrong Business, mobile banking, counters and other channels. The maximum cash installment application amount shall not exceed the cardholder's available credit limit and the cumulative amount shall not exceed RMB 50,000. The minimum application amount is RMB 500, which must be an integral multiple of 100. After you submit your application, CCB will independently audit the cash installment application and decide whether to grant the installment quota and the amount. For cash installments, you can freely choose to repay in 3, 6, 12, 18, and 24 installments, and the corresponding base rates are 0.81%, 0.75%, 0.75%, 0.75%, and 0.75% respectively (Note: monthly handling fee = total installment The amount * handling fee will be recorded and charged on each billing date after the installment.) If you apply for a cash installment amount of more than 5,000 before the end of March, there will be a 30% discount on the handling fee for six or more installments. After the application is successful, the money will be transferred directly to your designated savings card and can be withdrawn through the savings card. From now on, monthly payments will be made to the credit card.

Dragon Card e-payment card is China Construction Bank’s first online credit card, which can be applied online in real time; after the customer successfully applies, they can obtain the card number, validity period, security code and other information through SMS verification. Then perform a secure connection in mobile banking or personal online banking to start a new online payment journey.

Withdrawal is available. When paying offline, it can be combined with mobile payment tools such as HCE Long Card Cloud Quick Pass and Long Card Apple Pay to conduct offline POS consumption and ATM cash withdrawal transactions.

The limit is shared with other CCB credit cards under your name.

How to repay the China Construction Bank MasterCard Credit Card

You can repay through CCB mobile banking, WeChat, branches and self-service devices. Or repay via third-party methods, such as Alipay and Tenpay. The actual arrival time will be displayed on the repayment page. Can the China Construction Bank Credit Card Dragon Card e-Payment Card be used as an online credit card to cash out?

Do you mean cash withdrawal?

Yes. This card can be combined with mobile payment tools such as HCE Dragon Card Cloud Quick Pass, Dragon Card Apple Pay, and SAMSUNG PAY to conduct offline POS consumption and ATM cash withdrawal transactions. What is the limit of China Construction Bank Dragon Card e-payment card? I have never applied for a credit card at China Construction Bank.

The quota is audited based on the applicant’s situation, and many factors are taken into consideration when determining the quota. For example: the applicant's age, education, household registration, job, social security payment record, marital status, residential situation, personal credit record, personal assets (time deposit certificates, financial products, etc.), etc. Stable job income and good credit are some of the more important factors. The final amount will not be known until the card audit is passed. This card is a virtual card. After passing the audit, the card number will be issued directly to you. If you have activated mobile banking and log in, you can check the limit or call the customer service hotline to check.