An invalid card refers to a situation where an ordinary bank deposit card or credit card is damaged due to various reasons and cannot be used normally.

1. Several situations in which invalid cards occur

1. The bank card is damaged, such as the magnetic stripe being broken.

2. The bank card has been demagnetized.

3. The bank card has been reported lost and has been replaced, and the original card is invalid; the bank card has been recovered after being reported lost, but the loss report status of the card was not released in time, resulting in the card becoming invalid. .

4. The bank card is not activated.

2. Reasons for invalid cards

1. The bank cards currently used are chip cards. Users will wear out the chips in daily use. If the chip card When the wear and tear reaches a certain level, the chip card will lose its ability to be used, resulting in the bank card becoming invalid.

2. The useful life of the bank card has expired. Each bank card will have an effective useful life after it is issued. If the card exceeds the useful life, you need to go to the bank to exchange for a new bank card. Otherwise, the bank card will be invalid.

3. The bank card reported lost was found but the loss report was not canceled in time. Because all functions of the bank card will be canceled during the loss reporting period, the bank card during the loss reporting period is also an invalid card.

3. Solutions to invalid cards

1. You can try to wipe the chip clean.

2. Bring your personal ID card to the bank to cancel the invalid card and apply for a new card.

3. If it is not activated, it can be activated before use.