Dinka was founded by entrepreneur Frank ·M·C· Mamaka in 1950. This is the first plastic payment card, and eventually developed into an international credit card. 198 1 The holding company of Citibank, the largest retail bank in the United States, accepted the Diner Club International Card. The main advantage of Diner's Card Company is that it has increased its sales in underdeveloped areas and consolidated its strong position in the credit card market. The company strengthened its position in the international market by forming a reciprocal agreement between Dalai's cash exchange network and ATM network.

2. MasterCard

Mastercard international established an internationally accepted credit card system in the late 1950s and early 1960s, and it immediately became popular all over the world. 1966 established the Interbank Offered Rate Association. 1969 the bank card association purchased the patent right of Master Charge, and unified the name and style of the credit card of the issuing bank. In the following ten years, Master Charge's original name was changed to Master Card. MasterCard International is a non-profit association, including financial institutions all over the world. Its members include commercial banks, savings and loan associations and credit cooperatives. Its basic goal remains unchanged: to communicate the information exchange of bank cards of domestic and foreign members, and to facilitate card issuers, regardless of their size, to enter the bank card and traveler's checks market and seek development.

MasterCard is a household name brand all over the world. However, thirty years ago, it was just a card in the United States. Its reputation lies in that MasterCard International has been providing cardholders with the latest and most perfect payment services in line with the belief of serving cardholders, which has been recognized by cardholders all over the world.

3. Visa

Visa is one of the most famous payment brands in the world. Visa cooperates with Visa merchants, ATMs and member financial institutions around the world to make this dream come true.

Visa global electronic payment network-VisaNet-is the most extensive, powerful and advanced consumer payment processing system in the world, and keeps fulfilling its promise to globalize your Visa cartoon series. At present, more than 20 million merchants around the world accept Visa cards, and there are more than 840,000 ATMs around the world. Therefore, Visa's global network allows you to use your Visa card conveniently no matter where you are.

Visa International itself does not issue cards directly. In the Asia-Pacific region, Visa International has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make you feel safe, convenient and reliable when you consume.

Visa has set up representative offices in Beijing and Shanghai 1993 and 1996 respectively. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay. By the end of June, 2003, Visa had issued nearly 860,000 Visa international cards and 65,438+00,000 ATMs in Chinese mainland, and the market share of Visa among international payment brands in Chinese mainland was 74%.

4. JCB (Japan Credit Bureau)

196 1 year, JCB was established as the first specialized credit card company in Japan. Since then, it has developed into the largest company, and it is a veritable credit card company representing Japan. Its trademark is unique in Asia. Its business scope covers more than 0/00 countries and regions around the world. There are more than 5,000 kinds of JCB credit cards in the world. JCB's international strategy is mainly aimed at Japanese entrepreneurs and women who work and live abroad. In order to establish its international status, JCB has also implemented priority service plans for merchants in Japan, the United States and Europe, which have been included in the special travel guide for JCB cardholders. Unprecedented quality service is the secret of JCB's success.

5.american express card

Since 1958 issued the first American Express card, up to now, American Express has issued American Express cards in 49 currencies in 68 countries and regions, building the world's largest self-contained special merchant network with more than 60 million high-quality cardholders. American Express Company was established in 1850, and its initial business was to provide express service. With the continuous development of business, American Express took the lead in launching traveler's checks at 189 1, mainly for high-end customers who travel frequently. It can be said that American Express has served high-end customers for a hundred years, and accumulated rich service experience and a huge group of high-quality customers.

1958, American Express introduced the first debit card. With the reputation of a century-old shop and a world-famous brand, Elvis Presley, who was a smash hit at that time, became one of the first cardholders, and many businessmen who traveled frequently became active applicants for this new product, American Express Card. When American Express Card was opened, more than 65,438+07,000 merchants signed up to access the network, especially 65,438+05,000 cardholders and 4,500 hotels of American Hotel Alliance, which indicated that the bank card was finally accepted by the mainstream American business community.

1966 American express issued its first gold card to meet the higher demand of mature consumers.

1984, American Express took the lead in issuing the world's first platinum card. This card is only designed for invited members and does not accept external applications. In addition to the points plan and worry-free consumerism, cardholders can also enjoy comprehensive travel service concessions and leisure life concessions, and the 24-hour platinum card service will properly arrange various life matters for members.

In 1999, American Express selected the top customers among the platinum cardholders and issued centurion cards for them. With this most advanced card product of American Express, you can freely enter the top clubs in major cities around the world, and enjoy the world's unique top personal service and exclusive benefits with excellent taste, including all-round personal assistant, exclusive special travel benefits, leisure life benefits, banking and investment services provided by banking service specialists and 24-hour comprehensive support. Platinum cards and centurion cards make American Express the spokesperson of distinguished cards.

With 100 years of service quality and innovative business philosophy, American Express has always maintained the image of "rich card".

In the past, American Express has always taken the road of issuing cards independently. It only started to open its network to other financial and card issuers on 1996. 1997 Global Network Service Department (GNS) was established to allow partners to issue American Express cards, and use American Express network to drive business growth of partners, strengthen competitive advantage, increase marginal profit and improve business integration management ability. So far, GNS has established strategic partnerships with 80 partners in more than 90 countries around the world. There are 28 partners in the Asia-Pacific region 17 countries, including Industrial and Commercial Bank of China, Taixin Bank in Taiwan Province Province of China, Dah Sing Bank in China and Hong Kong, Singapore Development Bank, Bank of New Zealand and National Australia Bank.