In the process of credit card processing, sometimes the bank will call some people to verify your own situation, but it is usually called your work unit. If you are in the process of approval, you will generally not call your contacts, such as immediate family members. If you want to collect credit during the examination and approval process, the most important thing is to call the work unit for verification.

1. When applying for a credit card, the bank has to review it, and telephone call back is one of the links. I usually call my own company, but sometimes I call my relatives and friends to pay a return visit, so I should be prepared before the bank pays a return visit. 1. Remember the application materials, and you'd better make a copy and take it with you. Remember more important things. 2. Say hello to colleagues in the company in advance. The company's fixed telephone number on the application form is the most frequently visited, so you need to say hello to the person who answers the phone in advance. 3. Especially for applicants with large companies, it is very likely that the bank will not call according to the fixed telephone number you wrote, but will check the company telephone number by itself. In case the bank calls, the colleague who answers the phone just doesn't know you, and your application is basically hopeless.

2. "Credit card 1 processing flow. Prepare application materials. 2. After the materials are ready, you can apply to the bank or make an appointment online. 3. Then wait for the approval of the bank. During the approval process, the bank will call the applicant to verify the information. 4. After the approval, the bank will mail the card to the applicant, and get the card about 3 weeks after submitting the information successfully.

Three. Legal basis:

As a civil act, credit card business has been stipulated in principle by General Principles of Civil Law, Contract Law, Criminal Law, China People's Bank Law and Commercial Bank Law. In Chapter 5 of the Law of China People's Bank, the People's Bank of China examines and approves the establishment, alteration, termination and business scope of financial institutions according to regulations. There are 65,438+03 items in the business scope of Article 3 of the Commercial Bank Law, and the credit school business belongs to 65,438+03 other businesses approved by the People's Bank of China. Violation of laws and regulations is invalid, and corresponding criminal responsibility should be borne.