How to adjust the limit of Minsheng Bank’s credit card?

1. Search for "Minsheng Bank" on your computer, and then click on the official website;

2. Hover the mouse over the credit card option, and then click "Customer Service";

3. On the right side of the page, there is the "I want to adjust the balance" option. Click to jump to the Minsheng Bank credit card balance adjustment page;

4. Enter personal information such as ID number and check " I have read and agree" and then log in;

5. After successfully logging in, you will see two options: "Permanent Amount Adjustment" and "Temporary Amount Adjustment". Click and follow the prompts to increase the amount.

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Minsheng Bank credit card limit adjustments are divided into two categories, one is those who want to increase the credit limit; the other is those who want to increase the credit limit to a certain extent. Lower your credit limit on your credit card.

Methods to increase credit limit of Minsheng Bank credit card

1. Permanent adjustment of limit

The long-term credit limit of Minsheng Bank credit card will be adjusted regularly by Minsheng Bank, not the cardholder Take the initiative to ask for a credit card limit increase.

2. Temporary adjustment of credit limit

But when a credit card holder needs a higher limit within a certain period of time when traveling abroad, moving to a new home, etc., he or she can call the customer service hotline to apply for a temporary adjustment. High credit limit. After the temporary credit limit expires, an over-limit handling fee will be charged for the portion actually used that exceeds the credit limit.

How to reduce the limit of Minsheng Bank’s credit card

If you feel that the limit of Minsheng Bank’s credit card is too high, you can call Minsheng Bank’s credit card hotline: 95568 to get through the manual service and ask Minsheng Bank to reduce the limit. Apply.

The above is how to increase and decrease the credit limit of Minsheng Bank credit card. The temporary credit limit of Minsheng Bank credit card is valid for 15 days. After the validity period expires, it will automatically restore to the credit limit before adjustment. Please apply before the current bill date. Make sure that your account balance does not exceed the original credit limit, otherwise, you will be required to pay the resulting over-limit fee.

Minsheng Bank will determine the maximum limit that can be used for overdraft consumption and cash withdrawal based on the cardholder's income and credit status, and the cardholder can use it repeatedly within the validity period of the card. Minsheng Bank's credit card limit is generally less than 10,000 yuan for regular cards, between 10,000 yuan and 50,000 yuan for gold cards, and more than 50,000 yuan for platinum cards. There is no upper limit.

Minsheng Bank credit card holders can dial 95568 to check their credit card limit through the customer service hotline, and learn about credit card account arrears, current available limit and other information anytime and anywhere.

What are the ways to increase the limit of Minsheng Credit Card?

The methods of increasing the credit limit of Minsheng Bank Credit Card are as follows:

1. Use the card more often and make as many purchases as possible, at least once a month on average. More than 10 transactions;

2. The monthly card payment amount must exceed more than half of the credit limit;

3. A complete range of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, Tourism, entertainment venues, etc.;

4. The fewer online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the limit;

5. The smaller the number of large purchases such as buying a house and a car, the The smaller the limit, the easier it is;

6. You can apply for a limit increase only after you have used the card normally for more than half a year.