1. Everbright UnionPay Small White Card is a kind of credit card. Everbright Small White Card is a kind of credit card. It has an obvious credit card logo. The front is marked with the card validity period and the cardholder’s name in pinyin. The back is marked with There is also a three-digit security code, etc., but it is a co-branded credit card issued by JD Finance and China Everbright Bank, and the layout is vertical. Only Jingdong users can apply for the Everbright White Card, and the application channel is only online application. It has the overdraft consumption of a credit card, but it is different from ordinary credit cards.
2. The difference between China Everbright UnionPay Small White Card and credit card 1. Everbright UnionPay Small White Card has the UnionPay logo and is a type of credit card. Its limit is affected by JD Finance and China Everbright Bank, which is higher than ordinary Credit card limit is high. 2. The Everbright White Card is only open to JD users. If you want to apply for the card, you must first register as a JD user, and only users with good credit cards on JD can successfully apply for the card. 3. The points redemption rules for the Big and Small White Card are determined by JD. It can be directly converted into JD Steel_, 1 JD Steel_ is equal to 1 yuan, and you can buy things directly on JD.com, unlike other credit cards that can only be purchased on JD.com. Exchange products in the bank mall. 4. The large and small white cards are divided into UnionPay version and visa version, both of which are free of annual fees for life. There is no handling fee for using the visa card to withdraw cash overseas, while other credit card withdrawals are charged a handling fee based on the amount. 5. The large and small white cards have many value-added services and enjoy the exclusive benefits of gold cards. Ordinary credit cards and ordinary cards cannot enjoy the benefits of gold cards.