Call the customer service of your bank card and ask them to transfer the overpaid money. They will be automatically transferred to your debit card. When you get a debit card, you can control it at will, and there is no handling fee. A savings card is a debit card. Credit cards are called debit cards.

There are three ways to transfer money from credit card to savings card:

(1) online bank transfer

1. Log in to Bank official website and click Online Banking to log in;

2. Fill in the correct user name and password to complete the login;

3. Select Transfer-Peer/Inter-bank Transfer, fill in the payee information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

(2) ATM transfer:

1, insert the bank card into the ATM, and enter the password to log in:

2. Select Transfer, enter the payee account number, and click OK;

3. Confirm the payee account number, enter the transfer amount, and click OK to finish.

(3) Counter transfer You can transfer money by bringing your ID card and bank card to the counter.

1. Central Bank: China People's Bank is the central bank of China. Responsibilities: Implement monetary policy, macro-control the national economy, supervise and manage financial institutions and even specialized financial institutions in the financial industry. Policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China National Development Bank. Responsibilities: A financial institution that participates in or guarantees shares for the purpose of implementing and cooperating with the government's social and economic policies or intentions, directly or indirectly engages in policy financing activities in specific business areas, and acts as a tool for the government to develop the economy, promote social progress and conduct macroeconomic management.

2. Credit cards, also known as debit cards, are credit certificates issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

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