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How many times can the permanent limit of a credit card be adjusted?

The permanent limit of the Agricultural Credit Card is not fixed. Cardholders can go to the Agricultural Bank of China Mobile App to apply for adjustment. Of course, this adjustment also has a time limit. If the adjustment time does not meet the standard, it will naturally not be successful. How often is the permanent limit of the Agricultural Bank of China credit card adjusted? Let's learn together.

There are two ways to adjust the permanent limit of the Agricultural Bank of China credit card, one is the first limit increase, and the other is the interval between further limit increases.

Generally speaking, the first limit increase for an Agricultural Bank of China credit card requires 6 months of use of the card and 6 months after the bill is issued before applying for a limit increase. The interval for the next limit increase is 3 months. For example: you applied for an Agricultural Bank of China credit card on March 31st, and the first limit increase will be after September 31st. The next limit increase will be after December 31st, and so on.

If the permanent limit of the Agricultural Bank of China credit card matches the limit increase time, you can withdraw it in two steps:

1. Introduce the limit;

2. Again Convert the introductory amount to a fixed amount.

The introduction limit is related to the internal system score of the Agricultural Bank of China, and is specifically linked to a series of data such as the cardholder's consumption behavior and business transactions with the Agricultural Bank of China. It should be noted that the introduction quota also has two types: temporary quota and fixed quota. If you want to adjust the quota, do not use the temporary quota. You can only apply for quota adjustment after the introduction quota reaches the fixed quota.

If there is a fixed introduction limit, you can call the Agricultural Bank of China’s credit card customer service to apply for adjustment. Of course, whether the adjustment is successful or not will ultimately depend on the Agricultural Bank of China’s review results.

If you do not have the introduction limit and cannot adjust it, you can bring additional financial proof documents, such as real estate certificate, driving license, deposit certificate, five insurances and one housing fund payment certificate, etc. to the bank branch to apply for an increase. As long as the bank Once your financial strength is recognized, it will be easier to increase the amount.