Credit card debt is not a trivial matter, because the bank will collect the debt, and if the debt collection fails, the consequences can be serious. It is understood that many people have overdue credit card payments, and some even owe as much as 200,000 yuan. So here’s the question, how can I get a credit card debt of 200,000 yuan? I would like to recommend some self-rescue methods to everyone, so as not to cause a big problem.

Credit card

I owe 200,000 on my credit card, which is quite a lot for an ordinary office worker. If you don’t have a job and no source of income, it’s not easy to go ashore. . At this time, should we evade and refuse to repay the loan? This is a very wrong approach, and you should never do this. Perhaps, the following method can help you.

1. Work hard and make money. The credit card debt is as much as 200,000 yuan. If there is no job and no income, it is impossible to pay off the debt. Therefore, you must find a job or two to increase your income to pay off debt. If you don’t want to go to work, you can also start some small businesses, such as setting up street stalls, selling barbecues, running Didi part-time, delivering food, doing self-media, etc.

2. Increase revenue and reduce expenditure. A big reason for owing so much money on credit cards may be uncontrolled consumption. If you want to save yourself, you must first control your own consumption habits, develop good consumption habits, reduce all unnecessary expenses, and solve the problem from the source. question.

3. Mortgage valuable items. Gold and silver jewelry or vehicles that you bought before are valuable items. You can use them as collateral to cash out, and then use the money to pay off your credit card debt. In this way, you will not be charged interest for defaulting on your credit card debt, and you will not be charged interest. Will cause credit damage.

4. Ask relatives and friends to borrow money. When you have no money, you cannot owe debt to the bank, otherwise penalty interest and credit stains will affect your future future. You can try to borrow money from relatives and friends, pay off your credit card, and then work hard to repay the money from relatives and friends.