Under normal circumstances, when the cardholder's consumption amount or number of times reaches a certain requirement, the bank will give him a discount on annual fee reduction. Today, Bian Xiao will introduce the condition that ICBC credit card holders will be exempted from annual fees.

There are many types of credit cards in ICBC, and the annual fee reduction standards for different types of credit cards are different. Its basic requirements are as follows:

1. If the accumulated credit card spending of the local and foreign currency accounts in the current year reaches 200,000 yuan or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses recognized by ICBC that cannot accumulate points), the annual fee of the main and secondary cards for this year can be reduced or exempted; If the accumulated consumption in local and foreign currency accounts is RMB 4 million or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC thinks cannot accumulate points), the principal and secondary cards can be given a permanent annual fee-free discount (except for the Platinum Card of ICBC Baifu American Express Card).

2. The annual fee for standard bank platinum cards (except UnionPay Zunshang Platinum Card, Dual-core Combination Platinum Card and UnionPay Multi-currency Platinum Card) is charged at 10% discount.

3. For personal gold card, ordinary card and special card customers, if the accumulated credit card spending of local and foreign currency accounts in the current year reaches 55,000 yuan or equivalent foreign currency, the annual fee of the main and auxiliary cards can be reduced or exempted.

4. Corporate card (corporate card) customers spend 65,438+000 yuan on credit cards or 65,438+000 yuan or equivalent foreign currency in the current year, and the annual fee of the main and auxiliary cards can be reduced this year.

5. The wage account, pension account, subsistence allowance account, medical insurance account, unemployment insurance account and personal card account of housing provident fund signed with ICBC are free of annual fees. (Except Platinum Card)

6. Business cards (personal cards, business travel cards) are free.

In addition to meeting the above conditions, ICBC has also launched a number of annual fee reduction activities. You can check whether the credit card meets the annual fee waiver conditions through SMS, WeChat, mobile banking and other channels.